Credit union · NCUA insured
Potlatch No 1 Financial Credit Union Savings Rates
Potlatch No 1 Financial Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Potlatch No 1 Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Lewiston, ID-WA, where Potlatch No 1 Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Potlatch No 1 Financial Credit Union
2.47%APY
- Requires
- Monthly account activity
- Minimum
- $500
- Earns on $10,000 a year
- $247
Money Market Account
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
ICCU
3.40%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Potlatch No 1 Financial Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.47%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Potlatch No 1 Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 2.47%APY
Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $25,000Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. | 2.47% | $247 | Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. |
| $500 – $25,000Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. | 0.45% | $45 | Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. |
| $25,000 – $100,000Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. | 2.58% | — | Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. |
| $25,000 – $100,000Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. | 0.55% | — | Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. |
| $100,000 – $250,000Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. | 3.29% | — | Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. |
| $100,000 – $250,000Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. | 1.25% | — | Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. |
| $250,000 – $500,000Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. | 3.39% | — | Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. |
| $250,000 – $500,000Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. | 1.35% | — | Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. |
| $500,000 and upQualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. | 3.49% | — | Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate. |
| $500,000 and upNon-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. | 1.45% | — | Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY. |
Sources (4)
All captured Oct 3, 2026
Regular Savings
0.05%APY
Holds member-owner share with the credit union. Membership open to those who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $35 and upMust maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. Dividends calculated by daily average balance method.$35 and up | 0.05% | $5 | Must maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. Dividends calculated by daily average balance method. |
Secondary Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends calculated by daily average balance method.$5 and up | 0.05% | $5 | Dividends calculated by daily average balance method. |
Special-purpose accounts
IRA Savings
0.05%APY
Available as tax-advantaged Traditional and Roth IRAs with no annual fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $35 and upMust maintain a minimum average daily balance of $35.00 to obtain the disclosed APY.$35 and up | 0.05% | $5 | Must maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. |
Idaho Medical Savings
0.05%APY
Allows saving for medical expenses and long-term care costs while reducing Idaho individual income tax burden.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $35 and upMust maintain a minimum average daily balance of $35.00 to obtain the disclosed APY.$35 and up | 0.05% | $5 | Must maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. |
Who can join Potlatch No 1 Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.