Credit union · NCUA insured
Safeway Federal Credit Union Savings Rates
Top CarrotSafeway Federal Credit Union’s best savings rate is 2.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Safeway Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Spokane, WA, where Safeway Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Safeway Federal Credit Union
2.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $250
Money Market
Top rate
Progressions Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Safeway Federal Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0003.70%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Safeway Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.50%APY
Minimum balance to earn interest is $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. Transfers from savings or money market accounts are limited to a total of 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $49,999Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. | 2.50% | $250 | Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. |
| $50,000 and upMinimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. | 3.70% | — | Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. |
Regular Shares
1.00%APY
Must qualify for credit union membership and maintain at least one share in savings. Rate may vary. Transfers from savings are limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRate may vary. Minimum balance of $5.00.$5 and up | 1.00% | $100 | Rate may vary. Minimum balance of $5.00. |
Sources (3)
All captured Sep 15, 2026
Special-purpose accounts
IRA Shares
1.25%APY
Available under Traditional and Roth IRA tax structures for individuals with qualifying compensation. Contribution limits and withdrawal restrictions apply based on IRS regulations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA Shares and Roth IRA Shares.Any balance | 1.25% | $125 | Applies to Traditional IRA Shares and Roth IRA Shares. |
Sources (3)
All captured Sep 15, 2026
Who can join Safeway Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of Safeway, Albertsons, and Yokes are eligible for membership.
- Retired Safeway employees are eligible for membership.
Family and household
- Family members (spouses, children, siblings, parents, grandparents, grandchildren, and adoptive/step relationships) of current employees of Safeway, Albertsons, and Yokes are eligible for membership.
- Household members (persons living in the same residence maintaining a single economic unit) of existing members or member-eligible persons are eligible for membership.
Membership information collected October 4, 2026.