Compare Bank & Credit Union Rates
Best savings rates in South Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in South Carolina
- 0.15%APY$15 a year on $10,000
Requirements
Product: All savings dividends are paid quarterly. Early withdrawal penalties may apply. Maintain $25 balance to avoid service charge.
Offer: Quarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Sep 30, 2023
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to establish membership at South Carolina National Guard FCU. Dividends paid quarterly.
Offer: Dividends paid quarterly.
0.15% interest rate · Effective Sep 30, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Credit builder share savings account. Average Daily Balance method used to calculate dividends.
Offer: Minimum opening deposit of $300. Average daily balance method.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dedicated fund for special savings goals. No minimum opening deposit required. Average Daily Balance method used to calculate dividends. Not available for business accounts.
Offer: Minimum balance to earn dividends is $5. Average daily balance method. No minimum opening deposit required.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Foundational membership account. Requires a par value share purchase of $5. Average Daily Balance method used to calculate dividends.
Offer: Minimum balance to earn dividends is $5. Par value of membership share is $5. Average daily balance method.
Effective Oct 19, 2026
Rate checked
More details - Greenville Federal Credit UnionRegular Share SavingsSavings · $25 min · 0.05%–0.10% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires $25 minimum balance to establish/maintain membership for age 18+. Balance needed to earn interest is required.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - Carolina Trust Credit UnionPrimary Share / Regular Share SavingsSavings · $100 min
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Open account with $5 (minimum deposit from each account owner if adding a joint member). Members who only have a savings account should maintain a minimum balance of $100 to earn dividends and avoid fees. Subject to an excessive withdrawal fee of $2 per withdrawal if more than four withdrawals are made during a calendar month.
Offer: Minimum monthly balance of $100 to earn dividends.
Effective Jul 18, 2025
Rate checked
More details - First National Bank of South CarolinaMoney Market - ConsumerMoney Market - Consumer · $500 min · 0.05%–0.15% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: This is a variable rate account; the rate(s) and APY(s) may change after the account is opened Fees could reduce earnings on this account.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market - Consumer Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Considered starting point for savings; establishes membership and voting rights in credit union. Start with minimum deposit of $5.00 and earn dividends (calculated daily, paid monthly) with minimum balance of $5.00. May be used as collateral for Share Loan or Overdraft Protection for checking. Dividends calculated by the daily balance method.
Offer: Minimum balance of $5.00 to obtain APY. Dividends calculated daily, paid monthly.
0.10% interest rate · Effective Aug 17, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes Regular Savings & Secondary Savings for savings goals and emergencies. Interest compounded daily, paid monthly.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 12, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account that comes with credit union membership. Par value of one share is $25. Membership eligibility is restricted to electric cooperative employees, trustees, and their family members.
Offer: Dividend period is monthly. Rates are subject to change.
Effective Apr 1, 2026
Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 31 branches
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of membership is $5. $6 monthly account service fee waived for eStatement users, members age 18 and under, and accounts opened 90 days or less. $6 monthly low balance fee if average daily balance is less than $100 (waived for members age 18 and under and accounts opened 90 days or less). $5 account withdrawal fee if more than 3 withdrawals per month.
0.10% interest rate · $6 monthly fee · Effective Dec 30, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Carolina
210 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches