Bank · FDIC insured
First National Bank of South Carolina
A $309.7M bank headquartered in Holly Hill, SC, with 8 branches in South Carolina. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings630.15%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of South Carolina
Chartered in 1905 as The Bank of Holly Hill, the bank received a charter in 1915 to operate as The First National Bank of Holly Hill.
Operating today as First National Bank of South Carolina, the bank has eight offices.
- Headquarters
- 801 Gilway St, Holly Hill, SC 29059
- FDIC certificate
- 2107 ↗
Branches
8 branches in South Carolina
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South Carolina
8 branches
Charleston area · 6
- Goose Creek Branch106 Thomason Blvd, Goose Creek, SC 29445Directions
- Harleyville Branch143 W Main St, Harleyville, SC 29448Directions
- Ridgeville Branch173 Church St, Ridgeville, SC 29472Directions
- Boone Hill Branch1400 Boone Hill Rd, Summerville, SC 29483Directions
- Sangaree / Nexton Branch1710 N Main St, Summerville, SC 29486Directions
- Summerville Branch415 N Main St, Summerville, SC 29483Directions
Orangeburg area · 2
- First National Bank of South CarolinaMain office801 Gilway St, Holly Hill, SC 29059Directions
- Eutawville Branch12181 Old Number Six Hwy, Eutawville, SC 29048Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.42% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $53 | $81 | — |
- CapitalLeverage ratio12.42%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$53Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of South Carolina are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.