Credit union · NCUA insured
South Carolina Federal Credit Union
A $2.6B credit union, the 208th largest of 4,329, headquartered in North Charleston, SC, with 156,633 members and 31 branches in South Carolina. Best rates: CDs 4.10% and savings 0.10% APY.
South Carolina Federal Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#15 of 28 in Charleston, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About South Carolina Federal Credit Union
- Headquarters
- 2175 Credit Union Ln, North Charleston, SC 29406-4915
- NCUA charter
- 1022
Branches
31 branches in South Carolina
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South Carolina
31 branches
Charleston area · 16
- Rivers Ave #1Main office2175 Credit Union Ln, North Charleston, SC 29406Directions
- Downtown140 Bee St, Charleston, SC 29401Directions
- Glen McConnell3460 Shelby Ray Ct, Charleston, SC 29414Directions
- James Island1317 Folly Rd, Charleston, SC 29412Directions
- Sam Rittenberg1945 Sam Rittenberg Blvd, Charleston, SC 29407Directions
- Goose Creek82 Bridgetown Rd, Goose Creek, SC 29445Directions
- Naval Weapons Station1001 Jefferson Avenue Ext, Goose Creek, SC 29445Directions
- Moncks Corner456 N Highway 52, Moncks Corner, SC 29461Directions
- East Cooper910 Houston Northcutt Blvd, Mount Pleasant, SC 29464Directions
- North Mt. Pleasant3072 N Highway 17, Mount Pleasant, SC 29466Directions
- Southampton1620 N Highway 17, Mount Pleasant, SC 29464Directions
- Rivers Ave #26265 Rivers Ave, North Charleston, SC 29406Directions
- Cane Bay1736 State Rd, Summerville, SC 29486Directions
- Myers Rd628 Myers Rd, Summerville, SC 29486Directions
- Oakbrook9999 Dorchester Rd, Summerville, SC 29485Directions
- Summerville1000 N Main St, Summerville, SC 29483Directions
Greenville area · 5
- Greenville Memorial701 Grove Rd, Greenville, SC 29605Directions
- Patewood211 Patewood Dr, Greenville, SC 29615Directions
- Thornblade111 The Parkway, Greenville, SC 29615Directions
- Mauldin111 N Main St, Mauldin, SC 29662Directions
- Five Forks2536 Woodruff Rd, Simpsonville, SC 29681Directions
Columbia area · 4
- Columbia Forest Drive4503 Forest Dr, Columbia, SC 29206Directions
- North East Columbia2350 LeGrand Rd, Columbia, SC 29223Directions
- Sunset5075 Sunset Blvd, Lexington, SC 29072Directions
- West Columbia109 N 12th St, West Columbia, SC 29169Directions
Florence area · 3
- David McLeod2321 Trade Ct, Florence, SC 29501Directions
- Irby Street501 S Irby St, Florence, SC 29501Directions
- McLeod Hospital555 E Cheves St, Florence, SC 29506Directions
Murrells Inlet area · 1
- Georgetown1701 Highmarket St, Georgetown, SC 29440Directions
Myrtle Beach area · 1
- Coventry970 Wood Duck Dr, Myrtle Beach, SC 29577Directions
Spartanburg area · 1
- Spartanburg FC1000 Asheville Hwy, Spartanburg, SC 29303Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.34% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.60% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.99% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio13.34%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.60%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of South Carolina Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.