Credit union · NCUA insured
South Carolina National Guard FCU
A $97.4M credit union headquartered in Columbia, SC, with 5,584 members and 2 branches in South Carolina. Best rates: CDs 1.76% and savings 0.15% APY.
South Carolina National Guard FCU Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#22 of 27 in Columbia, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About South Carolina National Guard FCU
Founded in 1966 as South Carolina Army National Guard Federal Credit Union, the credit union merged with McEntire Federal Credit Union in 2007 to become South Carolina National Guard Federal Credit Union.
Its founding goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.
- Headquarters
- 1225 Bluff Rd, Columbia, SC 29201
- NCUA charter
- 17636
Branches
2 branches in South Carolina
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South Carolina
2 branches
- Main OfficeMain office1225 Bluff Rd, Columbia, SC 29201Directions
- McEntire Branch1325 S Carolina Rd Bldg 157, Eastover, SC 29044Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.61% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.25% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio26.61%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.25%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of South Carolina National Guard FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.