Credit union · NCUA insured
Neighbors United FCU
Top CarrotA $65.8M credit union headquartered in Greenwood, SC, with 7,234 members and 3 branches in South Carolina. Best rates: CDs 4.32% and savings 0.15% APY.
Neighbors United FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#2 of 9 in Greenwood, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Neighbors United FCU
Chartered in 1961 as a member-owned cooperative credit union, Neighbors United Federal Credit Union serves members across South Carolina.
As a certified Community Development Financial Institution, the credit union serves Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties.
- Headquarters
- 215 Birchtree Dr, Greenwood, SC 29649
- NCUA charter
- 24851
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, or attend school, and businesses and other legal entities located in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Employers and groups
- Open to employees of the credit union, volunteers in the community, and organizations of such persons.
Military, government and schools
- Open to persons who attend school in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Family and household
- Open to spouses of persons who died while within the field of membership, and members of immediate families or households of eligible persons.
Branches
3 branches in South Carolina
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South Carolina
3 branches
Greenwood area · 2
- Birchtree218 Birchtree Dr, Greenwood, SC 29649Directions
- Hwy 2461518 State Highway 246 S, Greenwood, SC 29646Directions
Columbia area · 1
- Saluda Branch206 S Main St, Saluda, SC 29138Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.57% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio12.57%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Neighbors United FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.