Credit union · NCUA insured
Marine Federal Credit Union
Top CarrotA $1.1B credit union headquartered in Jacksonville, NC, with 77,115 members and 15 branches in 3 states. Best rates: CDs 4.33% and savings 0.55% APY.
Marine Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#3 of 11 in Jacksonville, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marine Federal Credit Union
Marine Federal Credit Union was founded on April 24, 1959, when eight members at Camp Lejeune pooled $40 to serve the base community.
- Headquarters
- 4180 Western Blvd, Jacksonville, NC 28546-6740
- NCUA charter
- 12977
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of registered partner business affiliates or organizations are eligible for membership.
Military, government and schools
- Dependents or dependent survivors of the U.S. Armed Forces who are eligible to receive services or benefits from MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
- Military personnel, Department of Defense (DOD), and Non-Appropriated Fund Civilians associated with MCB Camp Lejeune, MCAS New River (Jacksonville, NC), or MCB Quantico (Virginia) are eligible to join.
Family and household
- Immediate family members (related by blood, marriage, or adoption) or household members of employees of recognized business affiliates are eligible to join.
- Direct family members (by blood, marriage, or adoption) or regular household members of qualifying active or retired military personnel are eligible to join.
Other ways
- Commercial entities, local businesses, and civic groups can join as corporate members.
1 more way to join
Other ways
- Applicants who do not meet military, family, or business affiliate criteria can qualify for membership by making a $25.00 donation to the Marine Corps Scholarship Foundation (MCSF).
Cost to join
- A $25.00 charitable donation to the Marine Corps Scholarship Foundation (MCSF) is required when qualifying via the MCSF membership path.
Branches
15 branches in 3 states
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North Carolina
12 branches
Jacksonville area · 10
- Corporate Headquarters BranchMain office4180 Western Blvd, Jacksonville, NC 28546Directions
- Camp Lejeune1231 Birch St, Camp Lejeune, NC 28547Directions
- New River Air Station1235 Birch St, Bldg 4052 Curtis Rd, Camp Lejeune, NC 28547Directions
- Stone Bay467 Hwy 210, Holly Ridge, NC 28445Directions
- Digital Branch4180 Western Blvd, Jacksonville, NC 28546Directions
- Mobile Branch4180 Western Blvd, Jacksonville, NC 28546Directions
- Piney Green300 Freedom Way, Jacksonville, NC 28544Directions
- Triangle601 Richlands Hwy, Jacksonville, NC 28540Directions
- Richlands351 Kinston Hwy, Richlands, NC 28574Directions
- Swansboro673 W Corbett Ave, Swansboro, NC 28584Directions
New Bern area · 1
- New Bern2034 Waterscape Way, New Bern, NC 28562Directions
Wilmington area · 1
- Wilmington1039 S College Rd Ste 106, Wilmington, NC 28403Directions
Virginia
2 branches
- Russell Road3500 Russell Rd, Quantico, VA 22134Directions
- North Stafford209 Garrisonville Rd, Stafford, VA 22554Directions
South Carolina
1 branch
- Beaufort265 Sea Island Pkwy, Beaufort, SC 29907Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.41% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.36% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.59% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalNet worth ratio10.41%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.36%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marine Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.