Compare Bank & Credit Union Rates
Best savings rates in Myrtle Beach, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Myrtle Beach, SC
- Carolina Trust Credit UnionMoney MarketMoney Market · $500 min · 1.56%–2.53% by balance
Credit union · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: Allows up to 6 penalty-free withdrawals monthly; frequent deposits allowed. Check ordering available. If account balance falls below $500 within a month, a fee will be assessed and no dividends will be awarded that month. If more than 6 withdrawals are made during a month, a fee will be assessed for each withdrawal over six. Rates subject to change monthly without prior notice.
Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $25,000Your amount 1.56% $25,000 – $50,000 1.66% $50,000 – $99,999 1.76% $100,000 – $250,000 2.02% $250,000 – $500,000 2.27% $500,000 and up 2.53% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Conway National BankPremier Money Market Deposit AccountPremier Money Market Deposit Account · $500 min · 0.55%–0.60% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest credited at the end of the statement period. Interest rate may change weekly. Maintenance fee of $10.00/month waived if maintaining a $1,000 minimum balance, an average balance of $2,000 in this account, or a $1,000 minimum balance in a Passbook Savings account. Withdrawals or transfers from account limited to 6 per statement cycle. Excess checks charged $8.00 each.
Offer: Applies to balances $1,499 and less (NOW Rate). Maintenance fee of $10.00/month waived with $1,000 minimum balance, $2,000 average balance, or $1,000 minimum balance in Passbook Savings.
0.55% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Premier Money Market Deposit Account Balance APY Up to $1,499 0.55% $1,500 – $9,999 0.55% $10,000 and upYour amount 0.60% Rate checked
More details - Conway National BankInvestors Money Market Deposit AccountInvestors Money Market Deposit Account · $500 min · 0.55%–0.65% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest credited at the end of the statement period. Interest rate may change weekly. Maintenance fee of $10.00/month waived if maintaining a $1,000 minimum balance, an average balance of $2,000 in this account, or a $1,000 minimum balance in a Passbook Savings account. Must maintain the required minimum balance in the account each day of your statement cycle to obtain the associated rate. Withdrawals or transfers limited to 6 per statement cycle. Excess checks charged $8.00 each.
Offer: Applies to balances less than $25,000 (less than $24,999.99). Maintenance fee of $10.00/month waived with $1,000 min balance, $2,000 avg balance, or $1,000 min balance in Passbook Savings.
0.55% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Investors Money Market Deposit Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $50,000 0.55% $50,000 – $150,000 0.57% $150,000 – $250,000 0.60% $250,000 and up 0.65% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Santee Cooper Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Limited to 6 transactions per month with a $5 fee per excessive transaction. A $10.00 monthly service charge applies if balance falls below the minimum. Dividends are paid monthly on the last day of the month if the average daily balance for the tier is maintained; no dividends are paid if balance falls below the required average daily balance. Rates are variable and subject to change daily.
Offer: Dividends paid monthly provided the tier's average daily balance requirement is met. Rate is variable.
0.40% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.40%* $10,000 – $24,999Your amount 0.50%* $25,000 – $49,999 0.60%* $50,000 – $99,999 0.75%* $100,000 and up 1.01%* Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest rate may change quarterly. Withdrawals permitted anytime, with a $2 service charge per withdrawal in excess of 6 withdrawals in a quarter. $1.00 quarterly maintenance fee applies if balance falls below minimum. Penalty may be imposed for early withdrawal. Rate may change after account is opened. Fees may reduce earnings.
Offer: $1.00 quarterly maintenance fee if balance falls below minimum. $2 service charge per withdrawal in excess of 6 withdrawals in a quarter.
0.35% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A service charge of $6 applies if the minimum balance drops below $100 any day in the quarterly statement cycle. Four free withdrawals per quarterly statement (a $2 charge applies per debit item exceeding four per quarterly statement cycle). Unlimited deposits. Statement mailed quarterly or delivered by eStatements. Savings linked to Checking Visa Debit/ATM card for withdrawal/transfer at any ATM. Regulation D limits certain transactions to 6 per month.
Offer: Interest Rate = 0.25% Annual Percentage Yield (APY). Rates are accurate and effective as of 9/17/2026. Interest accrues daily and is paid quarterly. Minimum balance to earn interest is $100. A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Rate may change after account is opened. Fees may reduce earnings.
Offer: Balance less than $1,500.
0.10% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for SUPER NOW Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.12% $5,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must deposit and maintain a $5 balance to represent share of ownership in the credit union.
0.15% interest rate · Effective Jul 1, 2026
Rate checked
More details - Carolina Trust Credit UnionPrimary Share / Regular Share SavingsSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Open account with $5 (minimum deposit from each account owner if adding a joint member). Members who only have a savings account should maintain a minimum balance of $100 to earn dividends and avoid fees. Subject to an excessive withdrawal fee of $2 per withdrawal if more than four withdrawals are made during a calendar month.
Offer: Minimum monthly balance of $100 to earn dividends.
Effective Jul 18, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Myrtle Beach, SC
39 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 0.51%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches