Compare Bank & Credit Union Rates
Best savings rates in Summerville, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Summerville, SC
- 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Bayer Heritage Federal Credit UnionHigh Yield SavingsSavings · 0.10%–10.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Can be opened and funded via mobile app or online banking using the 'Open New Share' feature, in branch, by phone, or message in mobile banking.
9.53% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 10.00% $1,000 – $50,000Your amount 0.50% Over $50,000 0.10% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - REV Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–3.15% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Start earning dividends on balances as low as $1,500.
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $100,000 0.45% $100,000 – $250,000 0.55% $250,000 – $500,000 0.55% $500,000 – $1,000,000 0.55% $1,000,000 and up 3.15% Rate checked
More details - The Bank of South CarolinaMoney Market AccountsMoney Market Accounts · $0 min · 0.20%–0.35% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Fees could reduce earnings on accounts. Interest Rates are subject to change. Rates may change after the account is opened.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.20% $1,000 – $2,500 0.25% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest accrues daily, pays quarterly. No monthly maintenance fee when a $300.00 minimum balance is maintained. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
0.35% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - First National Bank of South CarolinaMoney Market - ConsumerMoney Market - Consumer · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: This is a variable rate account; the rate(s) and APY(s) may change after the account is opened Fees could reduce earnings on this account.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market - Consumer Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of membership is $5. $6 monthly account service fee waived for eStatement users, members age 18 and under, and accounts opened 90 days or less. $6 monthly low balance fee if average daily balance is less than $100 (waived for members age 18 and under and accounts opened 90 days or less). $5 account withdrawal fee if more than 3 withdrawals per month.
0.10% interest rate · $6 monthly fee · Effective Dec 30, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum $5.00 balance and keep account active with a yearly transaction to remain a member. Dividends posted monthly. Compounded daily and paid monthly. No monthly maintenance fee.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Summerville, SC
33 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.35%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.18%
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Charleston, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 2 branches
- Self-Help Federal Credit UnionCredit union · 1 branch
- Nucor Employee's Credit UnionCredit union · 1 branch