Compare Bank & Credit Union Rates
Best savings rates in Greenwood, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Greenwood, SC
- Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Requires E-Statement enrollment. The account will be converted to a Classic Savings - Standard account if not enrolled in E-Statements after 60 days.
Offer: Daily minimum balances of $200 or greater earn interest at a variable rate. Requires E-Statement enrollment.
0.03% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Deposit initial $1 (represents one share of ownership in credit union) and keep $1 minimum balance required to maintain membership. $25 balance required to earn stated dividends. Compounded monthly.
Offer: Compounded monthly; $25 required to earn stated dividends.
0.01% interest rate · Compounded monthly
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $5,000 0.01% $5,000 – $20,000Your amount 0.03% $20,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - CountybankClassic Money MarketClassic Money Market · $1,000 min · 0.00%–0.05% by balance
Bank · 3 branches
0.01%APY$1 a year on $10,000Requirements
Product: The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier. The interest rate and annual percentage yield may change after account opening. Rates are variable. A service charge of $15.00 will be imposed every Statement Period if the balance in the account falls below $1,000 any day of the Statement Period.
Offer: Daily balance of $1,000 or greater earns interest at a variable rate. Balance minimum to obtain stated APY depends upon applicable rate tier.
0.00% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Classic Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.01% $50,000 – $75,000 0.03% $75,000 – $100,000 0.03% $100,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No minimum balance required to earn stated dividends. Compounded monthly.
Offer: No minimum balance required to earn stated dividends. Compounded monthly.
0.01% interest rate · Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Greenwood, SC
15 accounts at 6 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 0.40%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.15%
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Greenwood, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 2 branches
- Neighbors United FCUCredit union · 2 branches
- South Carolina State Credit UnionCredit union · 1 branch