Compare Bank & Credit Union Rates
Best savings rates in West Columbia, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in West Columbia, SC
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - SAFE Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.95%–2.70% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Membership savings account required ($5 par value). Variable-rate account; rate may change after opening. Dividends compounded and credited monthly using the Average Daily Balance method. Limit of six withdrawals per month in person or by mail request.
Offer: Minimum average daily balance to earn APY is $0.01. Rate is variable. No monthly service charges.
0.95% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.95% $25,000 – $50,000 1.25% $50,000 – $100,000 1.65% $100,000 – $250,000 2.30% $250,000 – $500,000 2.45% Over $500,000 2.70% Rate checked
More details - Palmetto Citizens Federal Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.90%–1.76% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Membership required ($5 par value in savings). $12.00 monthly fee applies if balance falls below $10,000 minimum balance requirement.
Offer: $12.00 monthly fee if balance falls below $10,000 minimum balance.
0.90% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.90% $25,000 – $100,000 1.41% $100,000 – $250,000 1.46% $250,000 and up 1.76% Rate checked
More details - Palmetto Citizens Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.45% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Membership required ($5 par value in savings). $12.00 monthly fee applies if balance falls below $2,000 minimum balance requirement.
Offer: $12.00 monthly fee if balance falls below $2,000 minimum balance.
0.40% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Palmetto Citizens Federal Credit UnionPrime Share (Savings)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Open a share account with $5 to join membership. Additional savings accounts require no minimum balance. Dividends paid quarterly on balances of $100 or greater. Par value of $5 must remain in savings to maintain membership.
Offer: Dividends paid quarterly on balances of $100 or greater. Par value of $5 required. No minimum balance fee.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Secondary savings account option. Variable rate account. Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month; a $1.00 fee applies to each withdrawal exceeding the monthly limit. Six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month ($1 fee per additional withdrawal). Minimum balance to earn dividends is $0.01.
0.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of membership is $5. $6 monthly account service fee waived for eStatement users, members age 18 and under, and accounts opened 90 days or less. $6 monthly low balance fee if average daily balance is less than $100 (waived for members age 18 and under and accounts opened 90 days or less). $5 account withdrawal fee if more than 3 withdrawals per month.
0.10% interest rate · $6 monthly fee · Effective Dec 30, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership savings account required (par value $5.00). Variable rate account subject to change without notice. Dividends compounded on average daily balance and credited quarterly. Up to six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends calculated on average daily balance and credited quarterly. Minimum balance to earn dividends is $0.01. Six Regulation D transfers allowed per month.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership open to members of Brookland Baptist Church and their immediate family members. Must maintain a $25 balance to remain a member and demonstrate regular activity. Initial deposit of $35 required ($25 minimum opening deposit on rate table). Up to 3 free withdrawals per quarter ($3 per excessive withdrawal thereafter). Dividends calculated by daily balance method and paid quarterly.
Offer: Dividends calculated by daily balance method and paid quarterly.
0.10% interest rate · Effective Sep 25, 2013
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Columbia, SC
17 accounts at 8 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 0.10%
- Top 10% from
- 0.92%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.15%
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Columbia, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Carolina Credit UnionCredit union · 4 branches
- Carolinas Telco Federal Credit UnionCredit union · 1 branch
- Spero FinancialCredit union · 1 branch