Credit union · NCUA insured
South Carolina National Guard FCU Savings Rates
South Carolina National Guard FCU’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How South Carolina National Guard FCU’s savings rates compare
Compared with banks and credit unions near Columbia, SC, where South Carolina National Guard FCU has the most branches. $10,000, best rate first.
This credit union’s best
South Carolina National Guard FCU
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Money Market
Top rate
MTC Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Caro Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $300
South Carolina National Guard FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where South Carolina National Guard FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.15% | $15 |
Sources (1)
- scnationalguardfcu.org/savings-rates · captured Sep 19, 2026
Primary Share
0.15%APY
Required to establish membership at South Carolina National Guard FCU. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 0.15% | $15 | Dividends paid quarterly. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.15%APY
No minimum balance required. Withdrawals from the club are subject to a $5.00 penalty. Funds are automatically disbursed the first week in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly. Withdrawals subject to a $5.00 penalty; funds disbursed the first week in October.Any balance | 0.15% | $15 | Dividends paid quarterly. Withdrawals subject to a $5.00 penalty; funds disbursed the first week in October. |
Sources (2)
All captured Sep 19, 2026
Club Accounts
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- scnationalguardfcu.org/savings-rates · captured Sep 19, 2026
IRA Flex
0.15%APY
Available under Traditional IRA, Roth IRA, and Coverdell Education Savings Account structures.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Who can join South Carolina National Guard FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.