Credit union · NCUA insured
Neighbors United FCU Savings Rates
Top CarrotNeighbors United FCU’s best savings rate is 0.15% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Neighbors United FCU’s savings rates compare
Compared with banks and credit unions near Greenwood, SC, where Neighbors United FCU has the most branches. $10,000, best rate first.
This credit union’s best
Neighbors United FCU
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Share Savings Account
Top rate
HopeSouth Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,500
- Earns on $10,000 a year
- $200
2nd-highest rate
South Carolina State Credit Union
1.01%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $101
Neighbors United FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighbors United FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.15%APY
All savings dividends are paid quarterly. Early withdrawal penalties may apply. Maintain $25 balance to avoid service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upQuarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge.$500 and up | 0.15% | $15 | Quarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge. |
Special-purpose accounts
IRA Savings
0.30%APY
All savings dividends are paid quarterly. Early withdrawal penalties may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upQuarterly dividends; minimum balance of $250 to earn APY; $0 minimum balance to avoid service charge.$250 and up | 0.30% | $30 | Quarterly dividends; minimum balance of $250 to earn APY; $0 minimum balance to avoid service charge. |
Sources (1)
- mynucu.org/deposit-rates · captured Sep 19, 2026
Christmas Club Accounts
0.15%APY
All savings dividends are paid quarterly. Early withdrawal penalties may apply. Funds automatically transfer into Savings Account at the end of the club year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly dividends; minimum balance of $100 to earn APY; $0 minimum balance to avoid service charge.$100 and up | 0.15% | $15 | Quarterly dividends; minimum balance of $100 to earn APY; $0 minimum balance to avoid service charge. |
My $tache Savings
0.15%APY
For children under the age of 12. All savings dividends are paid quarterly. Early withdrawal penalties may apply. Maintain $25 balance to avoid service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upQuarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge.$500 and up | 0.15% | $15 | Quarterly dividends; minimum balance of $500 to earn APY; $25 minimum balance to avoid service charge. |
Vacation Club Accounts
0.15%APY
All savings dividends are paid quarterly. Early withdrawal penalties may apply. Funds automatically transfer into Savings Account at the end of the club year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly dividends; minimum balance of $100 to earn APY; $0 minimum balance to avoid service charge.$100 and up | 0.15% | $15 | Quarterly dividends; minimum balance of $100 to earn APY; $0 minimum balance to avoid service charge. |
Who can join Neighbors United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, or attend school, and businesses and other legal entities located in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Employers and groups
- Open to employees of the credit union, volunteers in the community, and organizations of such persons.
Military, government and schools
- Open to persons who attend school in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Family and household
- Open to spouses of persons who died while within the field of membership, and members of immediate families or households of eligible persons.
Membership information collected October 4, 2026.