Credit union · NCUA insured
Greenville Heritage Federal Credit Union
Top CarrotA $177.1M credit union headquartered in Greenville, SC, with 11,410 members and 3 branches in South Carolina. Best rates: CDs 4.34% and savings 0.76% APY.
Greenville Heritage Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#2 of 33 in Greenville, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greenville Heritage Federal Credit Union
Serving members since 1941, Greenville Heritage Federal Credit Union is a financial institution headquartered in Greenville, South Carolina.
The member-owned credit union operates three branches serving Greenville County, including locations in Greenville and Simpsonville.
- Headquarters
- 520 W Washington St, Greenville, SC 29601
- NCUA charter
- 4400
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Greenville County.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- There is no fee to join, requiring only opening a savings account with a minimum deposit of $5.
Branches
3 branches in South Carolina
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South Carolina
3 branches
- MainMain office520 W Washington St, Greenville, SC 29601Directions
- County Square301 University Rdg, S-T400, Greenville, SC 29601Directions
- Simpsonville Office350 Harrison Bridge Rd, Simpsonville, SC 29680Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.81% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio12.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greenville Heritage Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.