Compare Bank & Credit Union Rates
Best savings rates in Lexington, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lexington, SC
- AllSouth Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.51% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded monthly and credited at end of month. Minimum average daily balance of $1,000 required to earn dividends.
Offer: Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee.
1.00% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.21% $50,000 – $75,000 1.31% $75,000 – $100,000 1.41% $100,000 and up 1.51% Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 2 branches
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details - SAFE Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.95%–2.70% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Membership savings account required ($5 par value). Variable-rate account; rate may change after opening. Dividends compounded and credited monthly using the Average Daily Balance method. Limit of six withdrawals per month in person or by mail request.
Offer: Minimum average daily balance to earn APY is $0.01. Rate is variable. No monthly service charges.
0.95% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.95% $25,000 – $50,000 1.25% $50,000 – $100,000 1.65% $100,000 – $250,000 2.30% $250,000 – $500,000 2.45% Over $500,000 2.70% Rate checked
More details - Palmetto Citizens Federal Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.90%–1.76% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Membership required ($5 par value in savings). $12.00 monthly fee applies if balance falls below $10,000 minimum balance requirement.
Offer: $12.00 monthly fee if balance falls below $10,000 minimum balance.
0.90% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.90% $25,000 – $100,000 1.41% $100,000 – $250,000 1.46% $250,000 and up 1.76% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Palmetto Citizens Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.45% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Membership required ($5 par value in savings). $12.00 monthly fee applies if balance falls below $2,000 minimum balance requirement.
Offer: $12.00 monthly fee if balance falls below $2,000 minimum balance.
0.40% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details - Palmetto Citizens Federal Credit UnionPrime Share (Savings)Savings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Open a share account with $5 to join membership. Additional savings accounts require no minimum balance. Dividends paid quarterly on balances of $100 or greater. Par value of $5 must remain in savings to maintain membership.
Offer: Dividends paid quarterly on balances of $100 or greater. Par value of $5 required. No minimum balance fee.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires maintaining a $10 minimum balance. Membership account establishing credit union membership. Dividends compounded quarterly, credited end of quarter.
Offer: Earn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly and credited end of quarter. No monthly maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Secondary savings account. Dividends compounded quarterly, credited end of quarter.
Offer: Dividends compounded quarterly, credited end of quarter.
0.20% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Secondary savings account option. Variable rate account. Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month; a $1.00 fee applies to each withdrawal exceeding the monthly limit. Six Regulation D transfers permitted per month. Insured up to $250,000 by NCUA.
Offer: Dividends compounded daily and credited monthly using the daily balance computation method. Only one withdrawal permitted per month ($1 fee per additional withdrawal). Minimum balance to earn dividends is $0.01.
0.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Active Regular Savings account required for membership. 3 free teller withdrawals per month; unlimited ATM withdrawals. $5.00 fee per withdrawal after 3 in-person or by-phone withdrawals per month.
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - South Carolina Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–3.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: To open any account, deposit or already have on deposit at least the par value of one full share ($5.00) in any savings account. $10.00 monthly low balance fee if daily balance requirement ($1,000) is not met. Account withdrawal fee of $10.00 per withdrawal if more than 6 per month. Once a particular balance range is met, the Dividend Rate and APY for that balance range will apply to the full balance of the account.
Offer: Monthly fee of $10.00 applies if daily balance of $1,000 is not met.
0.00% interest rate · $10 monthly fee · Effective Dec 30, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $150 0.00% $150 – $1,000 0.00% $1,000 – $5,000 0.05% $10,000 – $25,000Your amountMonthly fee of $10.00 waived if daily balance of $1,000 is met. 0.10% $25,000 – $50,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.15% $50,000 – $100,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 0.65% $100,000 – $250,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.00% $250,000 – $500,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.25% $500,000 – $1,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 1.50% $1,000,000 – $3,000,000Monthly fee of $10.00 waived if daily balance of $1,000 is met. 3.00% $3,000,000 and upMonthly fee of $10.00 waived if daily balance of $1,000 is met. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lexington, SC
34 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.78%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.20%
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Columbia, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Mid Carolina Credit UnionCredit union · 4 branches
- Carolinas Telco Federal Credit UnionCredit union · 1 branch
- Spero FinancialCredit union · 1 branch