Compare Bank & Credit Union Rates
Best savings rates in Columbus, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Columbus, OH
- KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.95%–2.55% by balance
Credit union · 4 branches
1.95%APY$195 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: KEMBA Advantage APY. Requires meeting KEMBA Advantage status requirements: active checking with at least 15 qualifying transactions/month, direct deposit of full payroll/Social Security/pension ($1,000+/month min), and eStatements. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 2.55% $250,000 and up 2.55% Rate checked
More details - 1.95%APY$195 a year on $10,000
Requirements
Product: Money Market Special for Consumer accounts only. Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
Offer: Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties.
1.93% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - State Highway Patrol Federal Credit UnionBlue Max SavingsSavings · $2,500 min · 1.82%–2.07% by balance
Credit union · 2 branches
1.82%APY$182 a year on $10,000Requirements
Product: Exclusive benefit only for members of SHPFCU. Tiered account. Minimum deposit of $2,500 to open.
Offer: Tier 1 ($2,500 to $9,999). Minimum balance to earn APY is $2,500. The rate may change after account is open.
1.80% interest rate
Rate by balance
Rate by balance for Blue Max Savings Balance APY $2,500 – $9,999 1.82% $10,000 – $24,999Your amount 1.82% $25,000 – $49,999 1.92% $50,000 – $99,999 2.02% $100,000 and up 2.07% Rate checked
More details - BMI Federal Credit UnionPlus Money MarketPlus Money Market · $2,500 min · 1.60%–2.10% by balance
Credit union · 3 branches
1.80%APY$180 a year on $10,000Requirements
Product: Open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Must purchase and maintain 1 share ($5.00 par value) in Regular Share Savings. Once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account.
Offer: Tier 1. Dividends compounded and credited monthly.
1.59% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY $2,500 – $10,000 1.60% $10,000 – $25,000Your amountTier 2. 1.80% $25,000 and upTier 3. 2.10% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.45%–2.05% by balance
Credit union · 4 branches
1.45%APY$145 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: Everyday APY. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.60% $50,000 – $100,000 1.60% $100,000 – $250,000 2.05% $250,000 and up 2.05% Rate checked
More details - Education First Credit UnionMoney MarketMoney Market · $1,000 min · 1.20%–1.75% by balance
Credit union · 2 branches
1.40%APY$140 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on calendar month. Daily balance method. Account transfer and withdrawal limitations apply. Minimum balance to earn stated APY is $1,000.00.
1.19% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 1.20% $10,000 – $24,999Your amount 1.40% $25,000 and up 1.75% Rate checked
More details - Ohio Healthcare FCUMoney MarketMoney Market · $1,000 min · 1.40%–2.05% by balance
Credit union · 2 branches
1.40%APY$140 a year on $10,0001.39% interest rate · No monthly fee · Effective Oct 15, 2023
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $20,000Your amount 1.40% $20,001 – $75,000 1.45% $75,001 and up 2.05% Rate checked
More details - CME Federal Credit UnionHigh Yield SavingsSavings · $5 min · 0.00%–2.75% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Open with as little as $5. Limit one account per membership. Rates are variable and may change at any time. To earn the higher advertised APY, members must receive at least $750 in qualifying direct deposits to a checking account or complete 10 qualifying debit card transactions per monthly qualification cycle. If qualifications are not met, the standard Advantage Share rate will apply to the full balance. Qualification criteria are evaluated monthly prior to dividend posting.
Offer: To earn advertised APY, members must receive at least $750 in qualifying direct deposits to checking account or complete 10 qualifying debit card transactions each month; otherwise standard Advantage Share rate applies.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $999 0.00% $1,000 – $9,999 2.75% $10,000 – $24,999Your amount 1.25% $25,000 – $49,999 0.50% $50,000 and up 0.03% Rate checked
More details - CME Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.21%–1.81% by balance
Credit union · 2 branches
1.21%APY$121 a year on $10,0001.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 1.21% $15,000 – $49,999 1.41% $50,000 – $99,999 1.61% $100,000 and up 1.81% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - Credit Union of OhioRegular Money MarketRegular Money Market · $2,500 min · 0.02%–1.35% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,0000.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.30% $75,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Used for specific purposes or events such as tax payments, home escrow, insurance premiums, or unexpected emergencies. Dividends paid monthly based on daily average balance.
Offer: Dividends paid monthly based on the daily average balance.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: A $5 minimum balance must be in the account to maintain active membership and be eligible to use other ALEC products and services. Savings account transactions will be limited. Dividends are paid monthly based on the daily average balance.
Offer: Dividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Telhio Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.21% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Requirements
Product: Also referred to as Insured Money Market Account. High-yield savings plan with no fees or early withdrawal penalties. Money market dividends are earned daily and paid monthly.
Offer: Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
0.05% interest rate · No monthly fee · Effective Oct 7, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.05% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.11% $50,000 – $100,000 1.16% $100,000 and up 1.21% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Columbus, OH
90 accounts at 28 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.45%
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Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches