Compare Bank & Credit Union Rates
Best savings rates in Westerville, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Westerville, OH
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.95%–2.55% by balance
Credit union · 1 branch
1.95%APY$195 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: KEMBA Advantage APY. Requires meeting KEMBA Advantage status requirements: active checking with at least 15 qualifying transactions/month, direct deposit of full payroll/Social Security/pension ($1,000+/month min), and eStatements. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 2.55% $250,000 and up 2.55% Rate checked
More details - BMI Federal Credit UnionPlus Money MarketPlus Money Market · $2,500 min · 1.60%–2.10% by balance
Credit union · 1 branch
1.80%APY$180 a year on $10,000Requirements
Product: Open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Must purchase and maintain 1 share ($5.00 par value) in Regular Share Savings. Once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account.
Offer: Tier 1. Dividends compounded and credited monthly.
1.59% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY $2,500 – $10,000 1.60% $10,000 – $25,000Your amountTier 2. 1.80% $25,000 and upTier 3. 2.10% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.45%–2.05% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: Everyday APY. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.60% $50,000 – $100,000 1.60% $100,000 – $250,000 2.05% $250,000 and up 2.05% Rate checked
More details - CME Federal Credit UnionHigh Yield SavingsSavings · $5 min · 0.00%–2.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Open with as little as $5. Limit one account per membership. Rates are variable and may change at any time. To earn the higher advertised APY, members must receive at least $750 in qualifying direct deposits to a checking account or complete 10 qualifying debit card transactions per monthly qualification cycle. If qualifications are not met, the standard Advantage Share rate will apply to the full balance. Qualification criteria are evaluated monthly prior to dividend posting.
Offer: To earn advertised APY, members must receive at least $750 in qualifying direct deposits to checking account or complete 10 qualifying debit card transactions each month; otherwise standard Advantage Share rate applies.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $999 0.00% $1,000 – $9,999 2.75% $10,000 – $24,999Your amount 1.25% $25,000 – $49,999 0.50% $50,000 and up 0.03% Rate checked
More details - CME Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.21%–1.81% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,0001.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 1.21% $15,000 – $49,999 1.41% $50,000 – $99,999 1.61% $100,000 and up 1.81% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Establishes membership in KEMBA Financial Credit Union. Variable rate account. Rates effective August 1, 2026. Advantage status required to earn higher rates.
Offer: KEMBA Advantage APY. $5 minimum to open.
Qualified rate · Effective Aug 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Variable dividend rate account. No minimum balance requirement.
Offer: KEMBA Advantage APY. Requires meeting monthly Advantage status qualifications.
Qualified rate · Effective Aug 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Westerville, OH
36 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.97%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.15%
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Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches