Credit union · NCUA insured
Credit Union of Ohio Savings Rates
Credit Union of Ohio’s best savings rate is 1.05% APY on $10,000, with its Regular Money Market. Rates checked October 16, 2026.
How Credit Union of Ohio’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Credit Union of Ohio has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union of Ohio
1.05%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $105
Regular Money Market
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Credit Union of Ohio savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0001.05%
- $100,000 balance$100,0001.35%
- QualifiedQualified1.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union of Ohio ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Money Market
1.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.02% | — |
| $2,500 – $25,000 | 1.05% | $105 |
| $25,000 – $75,000 | 1.30% | — |
| $75,000 – $100,000 | 1.30% | — |
| $100,000 and up | 1.35% | — |
Sources (2)
All captured Oct 6, 2026
Share Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.02% | $2 |
Sources (1)
- cuofohio.org/rates/deposit-rates.html · captured Oct 6, 2026
Special-purpose accounts
Young Adult Money Market
1.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 and up | 1.30% | $130 |
Sources (2)
All captured Oct 6, 2026
Christmas Club
0.10%APY
Funds automatically roll into Savings in October annually; Account requires minimum of $100 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAccount requires minimum of $100 to earn dividends.$100 and up | 0.10% | $10 | Account requires minimum of $100 to earn dividends. |
Sources (2)
All captured Oct 6, 2026
IRA Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (1)
- cuofohio.org/rates/deposit-rates.html · captured Oct 6, 2026
Youth & Young Adult Savings
0.10%APY
Eligible for ages 24 and under only; automatically converts to Regular Share Savings upon primary accountholder's 25th birthday.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Eligible for ages 24 and under only; automatically converts to Regular Share Savings upon primary accountholder's 25th birthday.Over $0 | 0.10% | $10 | Eligible for ages 24 and under only; automatically converts to Regular Share Savings upon primary accountholder's 25th birthday. |
Sources (1)
- cuofohio.org/rates/deposit-rates.html · captured Oct 6, 2026
Who can join Credit Union of Ohio
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull, or Union County, Ohio are eligible to join.
Employers and groups
- Employees of listed Select Employer Groups (including American Cancer Society - East Central Division, AMP - American Municipal Power, BMW Financial Services, Columbus West Park Nursing & Rehab, Disability Rights Ohio, Kellogg's Company - Zanesville, LifeSkills Centers, Stewart Enterprises, Union Benefits Trust, Whole Foods Stores Columbus, and Yaschco Systems, Inc.) are eligible for membership.
Military, government and schools
- Employees and participants/retirees of listed Ohio state, government, education, and public retirement entities are eligible for membership.
- Current and retired employees of the State of Ohio are eligible for membership.
- Students attending any school (elementary through universities or trade schools) in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, or Trumbull County, Ohio are eligible for membership.
Family and household
- Family members (child, grandchild, sibling, parent, spouse, grandparent, aunt/uncle, cousin, or stepfamily) of a current Credit Union of Ohio member in good standing are eligible to join.
Membership information collected October 5, 2026.