Credit union · NCUA insured
CME Federal Credit Union
A $485.8M credit union headquartered in Columbus, OH, with 38,762 members and 5 branches in Ohio. Best rates: CDs 3.88% and savings 1.21% APY.
CME Federal Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#20 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CME Federal Credit Union
Founded in 1935 by City of Columbus firefighters and police officers, CME Federal Credit Union is a member-owned financial institution headquartered in Columbus, Ohio.
After expanding to serve police employees and the broader Central Ohio region, it serves Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway, and Union counties.
- Headquarters
- 150 E Mound St, Columbus, OH 43215
- NCUA charter
- 294
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway, or Union counties are eligible to join.
Family and household
- Anyone related to an existing CME member is eligible for membership, regardless of geographic location.
Cost to join
- Opening an account requires a minimum $5 deposit into a CME Advantage Share Account, representing a membership share.
Branches
5 branches in Ohio
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Ohio
5 branches
- Clintonville Branch4545 N High St, Columbus, OH 43214Directions
- Downtown Office/Branch365 S 4th St, Columbus, OH 43215Directions
- Delaware Branch6459 Artesian Run, Delaware, OH 43035Directions
- Pickerington Branch1017 Refugee Rd, Pickerington, OH 43147Directions
- Westerville Branch428 S State St, Westerville, OH 43081Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.64% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.66% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.77% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio8.64%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.66%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CME Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.