Compare Bank & Credit Union Rates
Best savings rates in Hamilton, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hamilton, OH
- AllWealth Federal Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.40% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: All dividends are compounded daily. APYs change at any time without notice. Fees could reduce earnings.
Offer: Applies to balances < $2,500.00.
Compounded daily · Effective Nov 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.25% $100,000 and up 2.40% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.95%APY$195 a year on $10,000
Requirements
Product: Money Market Special for Consumer accounts only. Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
Offer: Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties.
1.93% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - AurGroup Financial CULoyalty Market AccountLoyalty Market Account · $10,000 min · 1.25%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Rate by balance
Rate by balance for Loyalty Market Account Balance APY $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 and up 1.75% Rate checked
More details - AurGroup Financial CUAurMoney Market AccountAurMoney Market Account · $10,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Rate by balance
Rate by balance for AurMoney Market Account Balance APY $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.67% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Telhio Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.21% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Also referred to as Insured Money Market Account. High-yield savings plan with no fees or early withdrawal penalties. Money market dividends are earned daily and paid monthly.
Offer: Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
0.05% interest rate · No monthly fee · Effective Oct 7, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.05% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.11% $50,000 – $100,000 1.16% $100,000 and up 1.21% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Harrison Building and LoanMoney Market DepositMoney Market Deposit · $2,500 min · 0.00%–0.75% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Up to six preauthorized, automatic, telephone, check, draft, or debit card transfers allowed per statement cycle. Transfers and withdrawals made in person, by messenger, mail, or ATM are unlimited.
0.00% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.75% Rate checked
More details - Harrison Building and LoanPassbook Savings AccountSavings · $25 min · 0.00%–0.15% by balance
Bank · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Passbook is required for all withdrawals (except online banking transfers). Limit of six online banking transfers per statement cycle. Variable interest compounded daily.
0.00% interest rate · Compounded daily · Effective Dec 23, 2025
Rate by balance
Rate by balance for Passbook Savings Account Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.02% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - AurGroup Financial CUEveryday SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Primary account representing member's share of ownership in the credit union. Dividends are paid monthly on the daily balance once $100 is accumulated.
Offer: Dividends paid monthly on daily balance once $100 is on deposit.
0.02% interest rate
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details - AurGroup Financial CUSecondary SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Customizable savings account that can be nicknamed for specific goals such as vacation, education, or holiday expenses.
0.02% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hamilton, OH
22 accounts at 8 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 0.18%
- Top 10% from
- 1.99%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.85%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches