Credit union · NCUA insured
State Highway Patrol Federal Credit Union Savings Rates
Top CarrotState Highway Patrol Federal Credit Union’s best savings rate is 1.82% APY on $10,000, with its Blue Max Savings. Rates checked October 16, 2026.
How State Highway Patrol Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where State Highway Patrol Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
State Highway Patrol Federal Credit Union
1.82%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $182
Blue Max Savings
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
State Highway Patrol Federal Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.82%
- $100,000 balance$100,0002.07%
- QualifiedQualified1.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Highway Patrol Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Blue Max Savings
1.82%APY
Exclusive benefit only for members of SHPFCU. Tiered account. Minimum deposit of $2,500 to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Tier 1 ($2,500 to $9,999). Minimum balance to earn APY is $2,500. The rate may change after account is open. | 1.82% | — | Tier 1 ($2,500 to $9,999). Minimum balance to earn APY is $2,500. The rate may change after account is open. |
| $10,000 – $24,999Tier 2 ($10,000 to $24,999). Minimum balance to earn APY is $10,000. The rate may change after account is open. | 1.82% | $182 | Tier 2 ($10,000 to $24,999). Minimum balance to earn APY is $10,000. The rate may change after account is open. |
| $25,000 – $49,999Tier 3 ($25,000 to $49,999). Minimum balance to earn APY is $25,000. The rate may change after account is open. | 1.92% | — | Tier 3 ($25,000 to $49,999). Minimum balance to earn APY is $25,000. The rate may change after account is open. |
| $50,000 – $99,999Tier 4 ($50,000 to $99,999). Minimum balance to earn APY is $50,000. The rate may change after account is open. | 2.02% | — | Tier 4 ($50,000 to $99,999). Minimum balance to earn APY is $50,000. The rate may change after account is open. |
| $100,000 and upTier 5 ($100,000+). Minimum balance to earn APY is $100,000. The rate may change after account is open. | 2.07% | — | Tier 5 ($100,000+). Minimum balance to earn APY is $100,000. The rate may change after account is open. |
Share Savings Accounts
0.05%APY
A minimum amount of $5 is all you need to apply for membership in the credit union. This $5 (one share) is actually a savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum deposit of $5.00 to open. Minimum balance to earn APY is $5.00. The rate may change after account is open.$5 and up | 0.05% | $5 | Minimum deposit of $5.00 to open. Minimum balance to earn APY is $5.00. The rate may change after account is open. |
Special-purpose accounts
Christmas Club Savings
0.05%APY
Start any time with as little as $5.00. Receive funds on October 31 when funds are automatically deposited into your share account. Early withdrawal fee/penalty may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum deposit of $5.00 to open. Minimum balance to earn APY is $5.00. The rate may change after account is open. If you withdraw from Christmas Club Savings, you may be charged a fee.$5 and up | 0.05% | $5 | Minimum deposit of $5.00 to open. Minimum balance to earn APY is $5.00. The rate may change after account is open. If you withdraw from Christmas Club Savings, you may be charged a fee. |
Who can join State Highway Patrol Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Ohio Troopers Coalition are eligible for membership.
- Full-time employees of State Highway Patrol Federal Credit Union are eligible for membership.
Military, government and schools
- Members of the Ohio State Highway Patrol Auxiliary are eligible for membership.
- Employees of the OSHP Retirement System are eligible for membership.
- Current/active full time State Highway Patrol employees are eligible for membership.
- Retired State Highway Patrol employees are eligible for membership.
3 more ways to join
Family and household
- Eligible family members (husband, wife, parents, grandparents including by marriage, children including stepchildren, grandchildren including step-grandchildren) and members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Cost to join
- An opening deposit of $5 is required to establish membership.
Membership information collected October 5, 2026.