Credit union · NCUA insured
Telhio Credit Union Savings Rates
Top CarrotTelhio Credit Union’s best savings rate is 1.95% APY on $10,000, with its Money Market Special. Rates checked October 16, 2026.
How Telhio Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Telhio Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Telhio Credit Union
1.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $195
Money Market Special
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Telhio Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.95%
- $10,000 balance$10,0001.95%
- $100,000 balance$100,0001.95%
- QualifiedQualified1.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Telhio Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus Savings Account
5.50%APY
Eligible to Ohio residents at least 18 years of age with primary residence located in Ohio. Proceeds must be used toward down payment or closing costs of a primary residence purchased in Ohio within five years. Non-members must first open a Share Savings Account. Account cannot be held jointly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $100,000Must maintain a minimum balance of at least $500. Maximum deposit allowable is $100,000.$500 – $100,000 | 5.50% | $550 | Must maintain a minimum balance of at least $500. Maximum deposit allowable is $100,000. |
Sources (1)
- telhio.org/homebuyer-plus · captured Sep 17, 2026
Money Market Special
1.95%APY
Money Market Special for Consumer accounts only. Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | — | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
| $5,000 – $10,000Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | — | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
| $10,000 – $25,000Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | $195 | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
| $25,000 – $50,000Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | — | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
| $50,000 – $100,000Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | — | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
| $100,000 and upMoney market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. | 1.95% | — | Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties. |
Sources (1)
- telhio.org/money-market-special · captured Sep 17, 2026
Money Market Account
0.85%APY
Also referred to as Insured Money Market Account. High-yield savings plan with no fees or early withdrawal penalties. Money market dividends are earned daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Dividends earned daily and paid monthly. No fees or early withdrawal penalties. | 0.05% | — | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
| $5,000 – $10,000Dividends earned daily and paid monthly. No fees or early withdrawal penalties. | 0.55% | — | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
| $10,000 – $25,000Dividends earned daily and paid monthly. No fees or early withdrawal penalties. | 0.85% | $85 | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
| $25,000 – $50,000Dividends earned daily and paid monthly. No fees or early withdrawal penalties. | 1.11% | — | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
| $50,000 – $100,000Dividends earned daily and paid monthly. No fees or early withdrawal penalties. | 1.16% | — | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
| $100,000 and upDividends earned daily and paid monthly. No fees or early withdrawal penalties. | 1.21% | — | Dividends earned daily and paid monthly. No fees or early withdrawal penalties. |
Secondary Savings
0.03%APY
Set aside money towards goals with a custom name.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (1)
- telhio.org/personal/savings · captured Sep 17, 2026
Share Savings
0.03%APY
Minimum of $5 on deposit required for membership. Minimum of $250.00 required to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum of $250.00 required to earn interest.Any balance | 0.03% | $3 | Minimum of $250.00 required to earn interest. |
Sources (1)
- telhio.org/personal/savings · captured Sep 17, 2026
Special-purpose accounts
Health Savings Account
1.00%APY
Exclusively for paying or reimbursing qualified medical expenses. Must be covered under an HDHP, not covered by any other non-HDHP health plan (with exceptions), not enrolled in Medicare, and not claimed as a dependent.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,500 – $7,500 | 0.50% | — |
| $7,500 and up | 1.00% | $100 |
Sources (1)
- telhio.org/personal/health-savings · captured Sep 17, 2026
Who can join Telhio Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Central or Southwest Ohio is eligible for membership.
Employers and groups
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Immediate family members of existing Telhio members are eligible for membership.
Cost to join
- Establishing membership requires a $5 deposit into a Share Savings Account.
Membership information collected October 5, 2026.