Compare Bank & Credit Union Rates
Best savings rates in Westlake, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Westlake, OH
- Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min · 0.50%–5.00% by balance
Credit union · 1 branch
5.00%APY$500 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Earn 5% promotional rate for the lowest tier for 90 days.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Innovator Balance APY $100 – $19,999Your amount 5.00% $20,000 – $74,999 0.60% $75,000 and up 0.50% Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Offer: Balances under $50,000 ($0 – $49,999).
2.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Uplift Savings Balance APY Up to $49,999Your amount 2.02% $50,000 – $99,999 2.53% $100,000 and up 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Standard rate on balances of $100 to $19,999.
Promotional rate · 0.75% interest rate · Balance cap $19,999 · Effective Sep 22, 2026
Rate checked
More details - First Federal LakewoodSelect Money MarketSelect Money Market · $10,000 min · 0.35%–0.80% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). $10 monthly fee is waived if daily balance is at least $10,000.
Offer: Promotional rate for new money only. $10 monthly fee waived if daily balance is at least $10,000.
Promotional rate · 0.35% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $99,999 0.60% $100,000 – $249,999 0.70% $250,000 and up 0.80% Rate checked
More details - Century Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.24%–0.44% by balance
Credit union · 1 branch
0.24%APY$24 a year on $10,000Requirements
Product: $5,000 minimum to open; dividends paid on balances of $2,000+. $2 monthly fee applies only if balance drops below $1,000 during the month. Flexible access up to 6 withdrawals or transfers per month.
Offer: Dividends paid on balances of $2,000+. $2 monthly fee applies only if balance drops below $1,000 during the month.
0.24% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $4,999 0.24% $5,000 – $9,999 0.24% $10,000 – $24,999Your amount 0.24% $25,000 – $49,999 0.24% $50,000 – $99,999 0.44% $100,000 and up 0.44% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes credit union membership. No monthly maintenance fees.
Offer: $5 deposit to open. $50 to earn dividends.
0.15% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special Share account shares the same rate schedule and opening requirements as Share Savings.
Offer: $5 deposit to open. $50 to earn dividends.
0.15% interest rate · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Westlake, OH
43 accounts at 13 banks and credit unions · checked Sep 26–Oct 22
- Typical
- 0.06%
- Top 10% from
- 3.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.24%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches