Credit union · NCUA insured
BMI Federal Credit Union
Top CarrotA $730.7M credit union headquartered in Dublin, OH, with 46,810 members and 5 branches in Ohio. Best rates: CDs 4.50% and savings 1.80% APY.
BMI Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#2 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BMI Federal Credit Union
BMI Federal Credit Union serves individuals who live, work, worship, or attend school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County, Ohio.
- Headquarters
- 6165 Emerald Pkwy, Dublin, OH 43016-3248
- NCUA charter
- 1199
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Available to anyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County, Ohio.
Family and household
- Membership eligibility is extended to family members, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
Branches
5 branches in Ohio
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Ohio
5 branches
- Battelle Branch505 King Ave, Columbus, OH 43201Directions
- Bethel Branch750 Bethel Rd, Columbus, OH 43214Directions
- Kinnear Branch760 Kinnear Rd, Columbus, OH 43212Directions
- Dublin Branch6165 Emerald Pkwy, Dublin, OH 43016Directions
- Westerville Branch543 N Cleveland Ave, Westerville, OH 43082Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.42% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.46% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.79% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $86 | $76 | — |
- CapitalNet worth ratio10.42%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.46%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.79%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$86Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BMI Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.