Compare Bank & Credit Union Rates
Best savings rates in Parma, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Parma, OH
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - All Saints Federal Credit UnionMoney Market Savings AccountsMoney Market Savings Accounts · $5,000 min · 2.27%–2.52% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $5,000.00 to earn dividends. Minimum withdrawal amount of $500.00. If the account is closed within 180 days of its opening, no dividends will be paid. Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.
Offer: Must maintain a minimum daily balance of $5,000.00 to earn dividends. Minimum withdrawal amount of $500.00.
2.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Accounts Balance APY $5,000 – $75,000Your amount 2.27% $75,000 and up 2.52% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Offer: Balances under $50,000 ($0 – $49,999).
2.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Uplift Savings Balance APY Up to $49,999Your amount 2.02% $50,000 – $99,999 2.53% $100,000 and up 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - Credit Union of OhioRegular Money MarketRegular Money Market · $2,500 min · 0.02%–1.35% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,0000.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.30% $75,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - Unity Catholic FCUMoney Market SavingsMoney Market Savings · $1,000 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Earn higher yields than traditional savings with a $1,000 minimum balance.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $5,000 0.20% $5,000 – $25,000Your amount 0.40% $25,000 – $75,000 0.60% $75,000 and up 0.80% Rate checked
More details - PSE Credit UnionMoney Market AccountsMoney Market Accounts · $50 min · 0.25%–1.70% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Variable interest rate. Dividends are paid monthly. $10 fee on more than 3 withdrawals or transfers per month. First 25 checks free.
0.25% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.50% $50,000 – $99,999 0.75% $100,000 – $249,999 1.00% $250,000 and up 1.70% Rate checked
More details - Cleveland Selfreliance Federal Credit UnionREGULAR SHARESSavings · $50 min · 0.26%–0.36% by balance
Credit union · 1 branch
0.36%APY$36 a year on $10,000Requirements
Offer: Minimum Balance $50 for Personal Accts ($100 for Business Accts)
0.25% interest rate
Rate by balance
Rate by balance for REGULAR SHARES Balance APY Up to $5,000 0.26% $5,000 and upYour amount 0.36% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Parma, OH
54 accounts at 20 banks and credit unions · checked Sep 26–Oct 22
- Typical
- 0.06%
- Top 10% from
- 2.20%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches