Compare Bank & Credit Union Rates
Best savings rates in Ohio
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ohio
- Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min · 0.50%–5.00% by balance
Credit union · 8 branches
5.00%APY$500 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Earn 5% promotional rate for the lowest tier for 90 days.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Innovator Balance APY $100 – $19,999Your amount 5.00% $20,000 – $74,999 0.60% $75,000 and up 0.50% Rate checked
More details - General Electric Credit UnionThrive Money MarketThrive Money Market · $0 min · 1.80%–4.25% by balance
Credit union · 11 branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 1 rate on daily balance up to $99.99.
Promotional rate · 1.79% interest rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $100 1.80% $100 – $5,000 1.80% $5,000 and upYour amountNew Thrive Money Market account; funded within 30 days; maintain $5,000 minimum; introductory period 90 days. 4.25% $25,000 – $250,000 1.80% $250,000 and up 1.80% Rate checked
More details - 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Requires $5,000 minimum deposit using funds not currently on deposit at GreenWay Bank. Minimum balance of $5,000 and any additional deposits must be new funds. Special fixed rate paid during first 6 months of deposit. If balance falls below $5,000, rate drops to standard Tier 2 regular Money Market rate and a service fee may be assessed. After first 6 months, rate changes to existing Money Market rate based on balance.
Offer: Special fixed rate paid during first 6 months of deposit using new funds not currently on deposit at GreenWay Bank. If balance falls below $5,000, rate drops to standard interest rate Tier 2 of regular Money Market and a service fee may be assessed. After 6 months, rate changes to regular Money Market rate based on balance.
Promotional rate · 4.16% interest rate · Effective Oct 7, 2026
Rate checked
More details - 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
Offer: Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 and upYour amountguaranteed for 6 months. 4.25% Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Pathways Financial Credit UnionPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Credit union · 12 branches
4.00%APY$400 a year on $10,000intro rateRequirements
Product: Available only on new Promotional Money Market accounts opened between August 1, 2026 and September 30, 2026. Funds must be new to Pathways Financial Credit Union and transferred from another financial institution; existing Pathways deposits and existing Money Market accounts do not qualify. Promotional rate applies through January 31, 2027; after January 31, 2027, automatically converts to a standard Pathways Money Market Account.
Offer: Promotional APY earned through January 31, 2027 on qualifying new money with a minimum balance of $2,500.
Promotional rate · 3.93% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: Personal accounts only. $2 monthly paper statement fee is waived with electronic statements.
Offer: Variable rate. Compounded daily, credited quarterly. $2 paper statement fee waived if enrolled in e-statements.
3.68% interest rate · Compounded daily · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Republic BankPromotional Premium Money Market AccountPromotional Premium Money Market Account · $5,000 min · 0.65%–3.75% by balance
Bank · 4 branches
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: Requires applicant to be a Tennessee resident and not have a Republic Bank personal Money Market account at opening. Must open or maintain a primary Republic personal checking account and conduct 5 or more qualifying transactions (Direct deposit ACH credit, Bill Pay, POS Debit, ACH Debit) within any one of the first 3 statement cycles following opening; otherwise rate reverts to standard chart. Must be opened with at least $5,000 in funds not currently held on deposit at Republic Bank. A $10 fee applies if balance falls below $5,000 during statement cycle. Interest rate paid on entire balance.
Qualified rate · 0.65% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Promotional Premium Money Market Account Balance APY Up to $5,000 0.65% $5,000 – $100,000Your amountPromotional rate requires qualifying checking account and transaction criteria. 3.75% $100,000 – $7,500,000Promotional rate requires qualifying checking account and transaction criteria. 3.75% Over $7,500,000 0.65% Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - Antwerp Exchange BankPreferred Money Market DDAPreferred Money Market DDA · $5,000 min · 0.15%–3.75% by balance
Bank · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: $5,000 minimum balance to open Preferred Money Market DDA
Offer: Balances Below $10,000
Effective Sep 29, 2026
Rate by balance
Rate by balance for Preferred Money Market DDA Balance APY Any balance 0.15% $10,000 and upYour amount 3.50% $25,000 and up 3.75% Rate checked
More details - 7 17 Credit UnionVelocity SavingsSavings · $0 min · 0.08%–3.50% by balance
Credit union · 16 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.
Offer: Standard base tier or when monthly account requirements are not met.
Qualified rate · 0.08% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Velocity Savings Balance APY Up to $5,000 0.08% $5,000 and upYour amountRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month. 3.50% Rate checked
More details - 3.45%APY$345 a year on $10,000
Requirements
Product: Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $500 for accounts opened in a retail branch and $1,000 for accounts opened online. Minimum balance necessary to obtain disclosed APY is $500.00. Quarterly minimum balance fee of $3.00 if daily balance drops below $500 any day of the quarter. Fee of $15.00 assessed if account is closed within 6 months of opening.
Offer: Online rate. Online opening minimum is $1,000. Minimum balance to earn APY tier stated as $0.01+.
3.41% interest rate
Rate checked
More details - Clearview Federal Credit UnionRelationship Money MarketRelationship Money Market · $0 min · 2.25%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To qualify for relationship rates, pair with an active Absolute Checking account and either maintain $5,000+ in qualifying direct deposits monthly, make 8 qualifying debit card transactions monthly, or make 8 qualifying Clearview credit card transactions during the monthly cycle date. $10 monthly service fee waived by maintaining an average daily balance of at least $5,000 or $20,000 in combined deposits.
Offer: Tier 1 balance tier ($0.01 - $1,999,999.99). Minimum balance to earn stated APY is $0.01. $10 monthly service fee applies if average daily balance falls below $5,000 unless maintaining $20,000 in combined deposits.
Qualified rate · 3.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,000,000Your amount 3.40% $2,000,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
643 accounts at 265 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch