Credit union · NCUA insured
Telhio Credit Union
Top CarrotA $1.3B credit union, the 370th largest of 4,329, headquartered in Columbus, OH, with 67,801 members and 12 branches in Ohio. Best rates: CDs 4.00% and savings 1.95% APY.
Telhio Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#13 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Telhio Credit Union
Originally established for Columbus Telephone Company employees, the credit union is designated as a Community Development Financial Institution (CDFI).
Telhio operates 13 convenient locations across Central and Southwest Ohio and is the number one SBA lender among Ohio credit unions.
- Headquarters
- 330 Rush Aly Ste 500, Columbus, OH 43215-3931
- NCUA charter
- 62848
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Central or Southwest Ohio is eligible for membership.
Employers and groups
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Immediate family members of existing Telhio members are eligible for membership.
Cost to join
- Establishing membership requires a $5 deposit into a Share Savings Account.
Branches
12 branches in Ohio
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Ohio
12 branches
Columbus area · 9
- Telhio Credit UnionMain office330 Rush Aly Ste 500, Columbus, OH 43215Directions
- Dfas3990 E Broad St, Columbus, OH 43213Directions
- Grandview Office1672 W 5th ave, Columbus, OH 43212Directions
- Telhio CU Berwick2295 E Livingston Ave, Columbus, OH 43209Directions
- Telhio CU Gahanna5380 N Hamilton Rd, Columbus, OH 43230Directions
- Telhio CU Northland Village1795 Morse Rd, Columbus, OH 43229Directions
- Telhio CU Grove City4236 Buckeye Pkwy, Grove City, OH 43123Directions
- Telhio CU Reynoldsburg8010 E Broad St, Reynoldsburg, OH 43068Directions
- Telhio CU Worthington6851 N High St, Worthington, OH 43085Directions
Cincinnati area · 3
- Telhio CU Fairfield-Village Green950 Deis Dr, Fairfield, OH 45014Directions
- Telhio CU Hamilton-West601 Park Ave, Hamilton, OH 45013Directions
- Telhio CU West Chester8249 Market Place Dr, West Chester, OH 45069Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.65% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 2.01% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.09% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio9.65%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late2.01%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.09%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Telhio Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.