Credit union · Privately insured
Abbott Laboratories Employees Credit Union Savings Rates
Top CarrotAbbott Laboratories Employees Credit Union’s best savings rate is 2.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Abbott Laboratories Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Abbott Laboratories Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Abbott Laboratories Employees Credit Union
2.50%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $250
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Abbott Laboratories Employees Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.90%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Abbott Laboratories Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.50%APY
Dividends are paid monthly based on the daily average balance. Rates subject to change monthly. Minimum opening balance is $2,000. Up to six withdrawals or transfers per month including withdrawals by checks, with unlimited monthly withdrawals in person at an ALEC branch. Minimum withdrawal amount is $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $50,000All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. | 2.50% | $250 | All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. |
| $50,000 – $100,000All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. | 2.75% | — | All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. |
| $100,000 and upAll dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. | 3.00% | — | All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend. |
Savings Account
0.90%APY
A $5 minimum balance must be in the account to maintain active membership and be eligible to use other ALEC products and services. Savings account transactions will be limited. Dividends are paid monthly based on the daily average balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership.Any balance | 0.90% | $90 | Dividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership. |
Special Savings
0.90%APY
Used for specific purposes or events such as tax payments, home escrow, insurance premiums, or unexpected emergencies. Dividends paid monthly based on daily average balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly based on the daily average balance.Any balance | 0.90% | $90 | Dividends paid monthly based on the daily average balance. |
Special-purpose accounts
Health Savings Account (HSA)
0.90%APY
Must be covered by a High Deductible Health Insurance Plan (HDHP) and satisfy other eligibility requirements. Open membership required (completed application, ID copy, and $5 ALEC Savings Account). No setup or monthly fees. Penalty-free withdrawals for qualified medical expenses. Dividends credited monthly based on daily average balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly based on daily average balance. No monthly or setup fees. No minimum deposit.Any balance | 0.90% | $90 | Dividends paid monthly based on daily average balance. No monthly or setup fees. No minimum deposit. |
Sources (3)
- alecu.org/products/banking/health-savings
- alecu.org/products/banking/health-savings-accounts
- alecu.org/rates
All captured Oct 16, 2026
Holiday Club Savings
0.90%APY
Dividends are paid monthly based on daily average balance. All proceeds are distributed/transferred into member savings account on November 1st of each year. A penalty may be imposed on early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly based on daily average balance. Penalty may be imposed on early withdrawal. Holiday Club funds will be transferred into a member savings account on November 1st.Any balance | 0.90% | $90 | Dividends paid monthly based on daily average balance. Penalty may be imposed on early withdrawal. Holiday Club funds will be transferred into a member savings account on November 1st. |
IRA Savings
0.90%APY
Available in Traditional, Roth, and Educational IRAs. No minimum purchase amount. Dividends earned monthly based on average daily balance and automatically reinvested.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable in Roth, Traditional, Education IRA wrappers. Dividends paid monthly based on daily average balance.Any balance | 0.90% | $90 | Available in Roth, Traditional, Education IRA wrappers. Dividends paid monthly based on daily average balance. |
| Any balanceAvailable in Roth, Traditional, Education IRA wrappers. No minimum purchase amount. Dividends paid monthly based on daily average balance.Any balance | 0.90% | $90 | Available in Roth, Traditional, Education IRA wrappers. No minimum purchase amount. Dividends paid monthly based on daily average balance. |
Who can join Abbott Laboratories Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.