Credit union · NCUA insured
Credit Union of Ohio
A $207.6M credit union headquartered in Hilliard, OH, with 22,320 members and 5 branches in Ohio. Best rates: CDs 3.75% and savings 1.05% APY.
Credit Union of Ohio Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#21 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Credit Union of Ohio
Organized in 1967 to serve State of Ohio employees, Credit Union of Ohio is a member-owned not-for-profit financial cooperative.
Originally named State Employees Credit Union, members voted to change the name to Credit Union of Ohio on July 1, 2003 as membership expanded.
- Headquarters
- 5500 Britton Pkwy, Hilliard, OH 43026-7456
- NCUA charter
- 68561
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, Trumbull, or Union County, Ohio are eligible to join.
Employers and groups
- Employees of listed Select Employer Groups (including American Cancer Society - East Central Division, AMP - American Municipal Power, BMW Financial Services, Columbus West Park Nursing & Rehab, Disability Rights Ohio, Kellogg's Company - Zanesville, LifeSkills Centers, Stewart Enterprises, Union Benefits Trust, Whole Foods Stores Columbus, and Yaschco Systems, Inc.) are eligible for membership.
Military, government and schools
- Employees and participants/retirees of listed Ohio state, government, education, and public retirement entities are eligible for membership.
- Current and retired employees of the State of Ohio are eligible for membership.
- Students attending any school (elementary through universities or trade schools) in Cuyahoga, Delaware, Fairfield, Franklin, Geauga, Lake, Licking, Lorain, Madison, Mahoning, Medina, Pickaway, Portage, Summit, or Trumbull County, Ohio are eligible for membership.
Family and household
- Family members (child, grandchild, sibling, parent, spouse, grandparent, aunt/uncle, cousin, or stepfamily) of a current Credit Union of Ohio member in good standing are eligible to join.
Branches
5 branches in Ohio
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Ohio
5 branches
Columbus area · 3
- Hilliard OfficeMain office5500 Britton Pkwy, Hilliard, OH 43026Directions
- Downtown Office152 E Broad St, Columbus, OH 43215Directions
- Grove City Office2397 Old Stringtown Rd, Grove City, OH 43123Directions
Youngstown area · 1
- Niles Office804 Warren Ave, Niles, OH 44446Directions
Cleveland area · 1
- Parma Office5341 Pearl Rd, Parma, OH 44129Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.72% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $47 | $76 | — |
- CapitalNet worth ratio10.72%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$47Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Credit Union of Ohio are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.