Credit union · NCUA insured
Ohio Healthcare FCU Savings Rates
Ohio Healthcare FCU’s best savings rate is 1.40% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Ohio Healthcare FCU’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Ohio Healthcare FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ohio Healthcare FCU
1.40%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $140
Money Market
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Ohio Healthcare FCU savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0001.40%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0002.05%
- QualifiedQualified1.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ohio Healthcare FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $20,000 | 1.40% | $140 |
| $20,001 – $75,000 | 1.45% | — |
| $75,001 and up | 2.05% | — |
Regular Savings
0.05%APY
First $5.00 holds membership share and must remain in account to maintain membership. Monthly service charge of $5.00 is waived with direct deposit, an account balance above $250.00, an active checking account, or active loan product. $25.00 required for online account opening. Dividends are compounded daily and credited monthly based on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance to earn dividends applies to average daily balance. Monthly service charge waived with direct deposit, balance > $250.00, active checking, or active loan.$250 and up | 0.05% | $5 | Minimum balance to earn dividends applies to average daily balance. Monthly service charge waived with direct deposit, balance > $250.00, active checking, or active loan. |
Special-purpose accounts
HSA Savings
0.25%APY
Dividends compounded daily and credited monthly. Tiered dividend rates based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier for balances $500.00 or less. | 0.10% | — | Tier for balances $500.00 or less. |
| $501 – $1,500Tier for balances $501.00 - $1500.00. | 0.15% | — | Tier for balances $501.00 - $1500.00. |
| $1,501 – $2,500Tier for balances $1501.00 - $2500.00. | 0.20% | — | Tier for balances $1501.00 - $2500.00. |
| $2,501 and upTier for balances $2501.00 and over. | 0.25% | $25 | Tier for balances $2501.00 and over. |
Sources (1)
- ohiohealthcarefcu.com/rates · captured Oct 6, 2026
IRA Savings
0.10%APY
Dividends compounded daily and credited monthly based on average daily balance. Covers Traditional IRA, Roth IRA, and Coverdell Education Savings Account options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance to earn dividends applies to average daily balance.$250 and up | 0.10% | $10 | Minimum balance to earn dividends applies to average daily balance. |
Holiday Club
0.05%APY
Funds are transferred to Primary Savings account on October 1. Dividends are compounded daily and calculated on average daily balance and paid monthly (schedule notes Christmas Savings credited annually).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance to earn dividends applies to average daily balance. Funds transferred to Primary Savings on October 1.$250 and up | 0.05% | $5 | Minimum balance to earn dividends applies to average daily balance. Funds transferred to Primary Savings on October 1. |
Who can join Ohio Healthcare FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Ohio HealthCare FCU are eligible for membership.
- Employees, retirees, and volunteers of specified healthcare employment groups are eligible for membership.
Family and household
- Members of the immediate family or household of a current Ohio HealthCare FCU member are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of Ohio HealthCare FCU are eligible for membership.
Membership information collected October 5, 2026.