Credit union · NCUA insured
Education First Credit Union
Top CarrotA $149.1M credit union headquartered in Columbus, OH, with 12,087 members and 3 branches in Ohio. Best rates: CDs 4.35% and savings 1.40% APY.
Education First Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 87% of U.S. banks and credit unions
#7 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Education First Credit Union
- Headquarters
- 510 E Mound St, Columbus, OH 43215-5539
- NCUA charter
- 68447
Branches
3 branches in Ohio
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Ohio
3 branches
- Columbus Branch / Corporate HQMain office510 E Mound St, Columbus, OH 43215Directions
- Reynoldsburg Branch5950 Carnaby Way, Columbus, OH 43213Directions
- Reynoldsburg HS Student-Run Branch6699 E Livingston Ave, Reynoldsburg, OH 43068Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.00% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.13% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio10.00%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.13%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Education First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.