Credit union · NCUA insured
KEMBA Financial Credit Union
A $2.4B credit union, the 221st largest of 4,329, headquartered in Gahanna, OH, with 140,458 members and 13 branches in Ohio. Best rates: savings 5.00% APY.
KEMBA Financial Credit Union Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#41 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About KEMBA Financial Credit Union
Founded in 1933, KEMBA Financial Credit Union serves Central Ohio with 12 branches across the region.
The credit union exists to enrich the financial lives of its members and associates.
- Headquarters
- 555 Officenter Pl, Gahanna, OH 43230-5314
- NCUA charter
- 61623
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in specified Ohio counties are eligible for membership.
Employers and groups
- Employees of partner companies are eligible for membership.
Family and household
- Individuals who have a family member currently belonging to KEMBA Financial Credit Union are eligible for membership.
Cost to join
- Membership is established with an initial $5 deposit into a Primary Savings Account.
Branches
13 branches in Ohio
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Ohio
13 branches
Columbus area · 12
- CorporateMain office555 Officenter Pl, Gahanna, OH 43230Directions
- Broad St4220 E Broad St, Columbus, OH 43213Directions
- Clintonville4311 N High St, Columbus, OH 43214Directions
- Hilliard5555 Renner Rd, Columbus, OH 43228Directions
- Reynoldsburg6230 E Broad St, Columbus, OH 43213Directions
- Gahanna110 N Hamilton Rd, Gahanna, OH 43230Directions
- Grove City4141 Hoover Rd, Grove City, OH 43123Directions
- Pickerington941 Hill Rd N, Pickerington, OH 43147Directions
- Lewis Center34 Evergreen Ave, Powell, OH 43065Directions
- Powell4078 Powell Rd, Powell, OH 43065Directions
- Hamilton Quarter6080 N Hamilton Rd, Westerville, OH 43081Directions
- Westerville622 N State St, Westerville, OH 43082Directions
Bellefontaine area · 1
- Bellefontaine1161 S Main St, Bellefontaine, OH 43311Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.57% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.58% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.93% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalNet worth ratio12.57%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.58%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of KEMBA Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.