Credit union · NCUA insured
General Electric Credit Union Savings Rates
Top CarrotGeneral Electric Credit Union’s best savings rate is 4.25% APY on $10,000, with its Thrive Money Market. Rates checked October 16, 2026.
How General Electric Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where General Electric Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
Thrive Money Market
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
3rd-highest rate
Pathways Financial Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
General Electric Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.80%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0004.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where General Electric Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Thrive Money Market
Up to 4.25%APY
Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Tier 1 rate on daily balance up to $99.99. | 1.80% | — | Tier 1 rate on daily balance up to $99.99. |
| $100 – $5,000Tier 2 rate on daily balance $100.00 to $4,999.99. | 1.80% | — | Tier 2 rate on daily balance $100.00 to $4,999.99. |
| $5,000 and upNew Thrive Money Market account; funded within 30 days; new money balance >= $5,000 within 30 days; maintain $5,000 minimum; introductory period 90 days. | 4.25% | $425 | New Thrive Money Market account; funded within 30 days; new money balance >= $5,000 within 30 days; maintain $5,000 minimum; introductory period 90 days. |
| $5,000 – $25,000Tier 3 rate on daily balance $5,000.00 to $24,999.99. | 1.80% | $180 | Tier 3 rate on daily balance $5,000.00 to $24,999.99. |
| $25,000 – $250,000Tier 4 rate on daily balance $25,000.00 to $249,999.99. | 1.80% | — | Tier 4 rate on daily balance $25,000.00 to $249,999.99. |
| $250,000 and upTier 5 rate on daily balance $250,000 or more. | 1.80% | — | Tier 5 rate on daily balance $250,000 or more. |
Sources (3)
- gecreditunion.org/personal/ban…kets/thrive-money-market
- gecreditunion.org/support/reso…cess/rates/deposit-rates
- gecreditunion.org/thrive-offer
All captured Oct 16, 2026
Savings account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Sources (2)
- gecreditunion.org/Personal/Bank/Accounts/Savings
- gecreditunion.org/Support/Reso…cess/Rates/Deposit-Rates
All captured Sep 26, 2026
Special-purpose accounts
IRA Money Market
1.80%APY
Membership eligibility required. Cannot be opened online. Balance greater than $0 required to earn dividends. Dividends calculated daily and compounded quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Tier 1 rate. Balance greater than $0 required to earn dividends. | 1.80% | — | Tier 1 rate. Balance greater than $0 required to earn dividends. |
| $100 – $5,000Tier 2 rate. | 1.80% | — | Tier 2 rate. |
| $5,000 – $25,000Tier 3 rate. | 1.80% | $180 | Tier 3 rate. |
| $25,000 – $250,000Tier 4 rate. | 1.80% | — | Tier 4 rate. |
| $250,000 and upTier 5 rate. | 1.80% | — | Tier 5 rate. |
Christmas Club account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.01% | $1 |
Sources (2)
- gecreditunion.org/Personal/Bank/Accounts/Savings
- gecreditunion.org/Support/Reso…cess/Rates/Deposit-Rates
All captured Sep 26, 2026
Individual Retirement Account (IRA) Savings
0.01%APY
Take advantage of no monthly fees and potential tax breaks.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.01% | $1 |
Sources (2)
- gecreditunion.org/Personal/Ban…dual-Retirement-Accounts
- gecreditunion.org/Support/Reso…cess/Rates/Deposit-Rates
All captured Sep 26, 2026
Vacation Club account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.01% | $1 |
Sources (2)
- gecreditunion.org/Personal/Bank/Accounts/Savings
- gecreditunion.org/Support/Reso…cess/Rates/Deposit-Rates
All captured Sep 26, 2026
Closed to new customers
Money Market Plus
1.80%APY
Discontinued product, no longer offered effective 2019-01-14.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $50,000For existing account holders of discontinued product. | 1.80% | $180 | For existing account holders of discontinued product. |
| $50,000 and upFor existing account holders of discontinued product. | 1.80% | — | For existing account holders of discontinued product. |
Sources (1)
- gecreditunion.org/support/reso…ed-deposit-account-rates · captured Oct 16, 2026
Who can join General Electric Credit Union
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