Credit union · NCUA insured
Superior Credit Union Savings Rates
Top CarrotSuperior Credit Union’s best savings rate is 3.95% APY on $10,000, with its Wealth Builder Account. Rates checked October 16, 2026.
How Superior Credit Union’s savings rates compare
Compared with banks and credit unions near Lima, OH, where Superior Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
Wealth Builder Account
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
The Union Bank Company
2.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $200
Superior Credit Union savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.95%
- $10,000 balance$10,0003.95%
- $100,000 balance$100,0003.95%
- QualifiedQualified3.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ohio Homebuyer Plus Savings Account
6.00%APY
Specialized tax-advantaged savings account offered in conjunction with Ohio Treasurer's office for Ohio homebuyers. Minimum opening balance $500.00. Maximum balance $100,000.00. Account matures after five years unless used for Ohio home purchase. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500 | 0.00% | — | |
| $500 – $100,000Minimum balance of $500.00 to open and earn interest. Maximum amount of $100,000.00. Dividends compounded monthly. Matures after 5 years unless used for an Ohio home purchase. | 6.00% | $600 | Minimum balance of $500.00 to open and earn interest. Maximum amount of $100,000.00. Dividends compounded monthly. Matures after 5 years unless used for an Ohio home purchase. |
Sources (4)
- superiorcu.com/about/superior-credit-union/rates
- superiorcu.com
- superiorcu.com/OHP
- superiorcu.com/accounts/saving…uperior-savings-accounts
All captured Oct 16, 2026
Wealth Builder Account
3.95%APY · 1 term
Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm account allowing continuous deposits. APY based on CD rate schedule | 3.95% | $395 |
Sources (2)
All captured Oct 16, 2026
MoneyMax Money Market Accounts
2.25%APY
Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $25,000 | 2.25% | $225 |
| $25,000 – $100,000 | 2.50% | — |
| $100,000 and up | 2.75% | — |
Sources (1)
- superiorcu.com/about/superior-credit-union/rates · captured Oct 6, 2026
SafetyNet Savings Account
0.25%APY
No minimum balance or opening deposit required. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNon-tiered account with quarterly dividends.Any balance | 0.25% | $25 | Non-tiered account with quarterly dividends. |
Sources (1)
- superiorcu.com/docs/default-so…l_checking_2025_0401.pdf · captured Oct 16, 2026
Special-purpose accounts
IRA Share Savings Account
2.25%APY
Tiered rate account. Dividends compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300Tier 1: Balance < $300 earns 0% APY. | 0.00% | — | Tier 1: Balance < $300 earns 0% APY. |
| $300 – $25,000Tier 2: Balance $300 to $24,999.99 earns 2.25% APY. | 2.25% | $225 | Tier 2: Balance $300 to $24,999.99 earns 2.25% APY. |
| $25,000 – $100,000Tier 3: Balance $25,000 to $99,999.99 earns 2.50% APY. | 2.50% | — | Tier 3: Balance $25,000 to $99,999.99 earns 2.50% APY. |
| $100,000 and upTier 4: Balance $100,000 and over earns 2.75% APY. | 2.75% | — | Tier 4: Balance $100,000 and over earns 2.75% APY. |
Sources (1)
- superiorcu.com/about/superior-credit-union/rates · captured Oct 16, 2026
CU Saves IRA Share Account
0.25%APY
No minimum opening deposit or minimum daily balance required. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTiered rate account.Any balance | 0.25% | $25 | Tiered rate account. |
Sources (1)
- superiorcu.com/docs/default-so…l_checking_2025_0401.pdf · captured Oct 16, 2026
Share Club Account
0.05%APY
Secondary savings accounts for specific purposes. No minimum opening deposit. Dividends paid quarterly on balances of $300.00 or more. Minimum balance to earn dividends waived for minors' accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300 | 0.00% | — | |
| $300 and upDividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts. | 0.05% | $5 | Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts. |
Share/Savings Account
0.05%APY
Requires purchase of a $5.00 par value share in the credit union. Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $300 | 0.00% | — | |
| $300 and upDividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts. | 0.05% | $5 | Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts. |
Who can join Superior Credit Union
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