Bank · FDIC insured
CFBank Savings Rates
CFBank’s best savings rate is 4.25% APY on $10,000, with its High Yield Savings Account. Rates checked October 16, 2026.
How CFBank’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where CFBank has the most branches. $10,000, best rate first.
This bank’s best
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
High Yield Savings Account
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
Pathways Financial Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
CFBank savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0003.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CFBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
4.25%APY
Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained. | 0.10% | — | Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained. |
| $5,000 and upRequires a minimum average balance of $5,000 to earn promotional APY; guaranteed for 6 months. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained. | 4.25% | $425 | Requires a minimum average balance of $5,000 to earn promotional APY; guaranteed for 6 months. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained. |
Sources (1)
- cf.bank/Personal/Personal-Banking/Savings · captured Oct 6, 2026
Platinum Money Market
0.20%APY
Maintain a minimum balance of $5,000 in the MMA, or a $10.00 monthly service fee will apply. Transaction limitations apply. Fees may apply for early account closure on Money Market accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Account balances below $25,000 earn standard Money Market rates. Balances between $4,999.99 and $0.00 earn 0.05% APY and are subject to a $10.00 monthly service fee for balances under $5,000. | 0.05% | — | Account balances below $25,000 earn standard Money Market rates. Balances between $4,999.99 and $0.00 earn 0.05% APY and are subject to a $10.00 monthly service fee for balances under $5,000. |
| $5,000 – $25,000Account balances below $25,000 earn standard Money Market rates. Maintain a minimum balance of $5,000 in the MMA or a $10.00 monthly service fee will apply. | 0.20% | $20 | Account balances below $25,000 earn standard Money Market rates. Maintain a minimum balance of $5,000 in the MMA or a $10.00 monthly service fee will apply. |
| $25,000 and upMoney Market rate applies to new money deposits only. New Money Market accounts require a $25,000 minimum balance to earn the promotional interest rate/APY. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fee of $10.00 waived with minimum balance of $5,000. | 3.75% | — | Money Market rate applies to new money deposits only. New Money Market accounts require a $25,000 minimum balance to earn the promotional interest rate/APY. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fee of $10.00 waived with minimum balance of $5,000. |
Sources (1)
- cf.bank/Personal/Personal-Banking/Savings · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.