Credit union · NCUA insured
Chivaho Federal Credit Union
Top CarrotA $36.9M credit union headquartered in Chillicothe, OH, with 2,227 members and 1 branch in Ohio. Best rates: CDs 4.55% and savings 1.75% APY.
Chivaho Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#2 of 7 in Chillicothe, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Chivaho Federal Credit Union
- Headquarters
- 190 N Bridge St, Chillicothe, OH 45601-2620
- NCUA charter
- 5741
Branches
1 branch in Ohio
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Ohio
1 branch
- Chivaho Federal Credit UnionMain office190 N Bridge St, Chillicothe, OH 45601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.88% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.75% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio13.88%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.75%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Chivaho Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.