Bank · FDIC insured
Dollar Bank Savings Rates
Dollar Bank’s best savings rate is 1.20% APY on $10,000, with its Premier Savings. Rates checked September 26, 2026.
How Dollar Bank’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Dollar Bank has the most branches. $10,000, best rate first.
This bank’s best
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Smart Savings
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
Univest
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
Dollar Bank savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.20%
- $100,000 balance$100,0001.20%
- QualifiedQualified1.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dollar Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Savings
2.50%APY
Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. | 2.50% | $250 | $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. |
| $25,000 – $100,000$25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. | 3.50% | — | $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. |
| $100,000 – $5,000,000$25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. | 3.75% | — | $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. |
| $5,000,000 – $100,000,000$25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. | 2.50% | — | $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY. |
Sources (2)
All captured Sep 26, 2026
Smart Savings
3.75%APY
Requires checking account. Monthly service fee $0, minimum balance $0.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000 | 3.75% | $375 | |
| $10,000 – $25,000APY ranges from 3.75% to 3.00%. | 3.00% | — | APY ranges from 3.75% to 3.00%. |
| $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. | 0.75% | — | APY ranges from 3.00% to 0.75%. |
Sources (2)
All captured Sep 26, 2026
Premier Savings
1.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100,000 | 1.20% | $120 |
| $100,000 – $250,000 | 1.40% | — |
| $250,000 – $3,000,000 | 1.40% | — |
| $3,000,000 – $5,000,000 | 1.40% | — |
| $5,000,000 – $100,000,000 | 0.30% | — |
Sources (2)
All captured Sep 26, 2026
No Overdraft Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $100,000,000 | 0.10% | $10 |
Sources (1)
- dollar.bank/personal/banking/savings/savings-rates · captured Sep 26, 2026
Passbook Savings
0.10%APY
Account option with a permanent passbook record.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100,000,000 | 0.10% | $10 |
Sources (2)
All captured Sep 26, 2026
Statement Savings
0.10%APY
No monthly service fee, $0 minimum balance. Free electronic statements or $3 mailed statements. Non-Dollar Bank ATM usage fee $2.50. Checking account not required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250 | 0.00% | — |
| $250 – $100,000,000 | 0.10% | $10 |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
Start Smart Savings
3.75%APY
For teens and young adults, ages 13 to 24. If under 18, a parent/guardian over 18 must be a co-owner. Converted to a qualified savings account once all signers reach age 25. Limit one per customer. No minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000For ages 13 to 24. | 3.75% | $375 | For ages 13 to 24. |
| $10,000 – $100,000,000For ages 13 to 24. | 0.75% | — | For ages 13 to 24. |
Sources (3)
- dollar.bank/personal/banking/savings
- dollar.bank/personal/banking/start-smart-banking
- dollar.bank/personal/banking/savings/savings-rates
All captured Sep 26, 2026
IRA Premium Money Market Account
0.10%APY
Available to customers with a primary residence in Dollar Bank's markets. Interest compounds daily and credits monthly. Monthly service fee of $25 is waived if an average monthly balance of $10,000 is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$25 monthly fee waived if average monthly balance of $10,000 maintained. | 0.10% | — | $25 monthly fee waived if average monthly balance of $10,000 maintained. |
| $10,000 – $25,000$25 monthly fee waived if average monthly balance of $10,000 maintained. | 0.10% | $10 | $25 monthly fee waived if average monthly balance of $10,000 maintained. |
| $25,000 – $50,000$25 monthly fee waived if average monthly balance of $10,000 maintained. | 1.00% | — | $25 monthly fee waived if average monthly balance of $10,000 maintained. |
| $50,000 – $100,000$25 monthly fee waived if average monthly balance of $10,000 maintained. | 1.00% | — | $25 monthly fee waived if average monthly balance of $10,000 maintained. |
| $100,000 – $100,000,000$25 monthly fee waived if average monthly balance of $10,000 maintained. | 1.00% | — | $25 monthly fee waived if average monthly balance of $10,000 maintained. |
IRA Money Market Account
0.10%APY
Available to customers with a primary residence in Dollar Bank's markets. Interest compounds daily and credits monthly. Traditional, Roth, and Education IRAs supported.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $100,000,000 | 0.10% | $10 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.