Credit union · NCUA insured
Century Federal Credit Union
A $474.6M credit union headquartered in Independence, OH, with 29,136 members and 8 branches in Ohio. Best rates: CDs 4.05% and savings 0.24% APY.
Century Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#20 of 60 in Cleveland, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Century Federal Credit Union
Century Federal Credit Union is headquartered in Independence, Ohio, and focuses on serving members and communities in Northeast Ohio.
- Headquarters
- 4600 Rockside Rd, Independence, OH 44131-2167
- NCUA charter
- 5852
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of participating Select Employee Group (SEG) partner organizations are eligible for membership.
Family and household
- Immediate family members of employees of Select Employee Group (SEG) partners are eligible for membership.
Branches
8 branches in Ohio
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Ohio
8 branches
- Independence Main OfficeMain office4600 Rockside Rd, Independence, OH 44131Directions
- NASA Branch (Employee Access Only)21000 Brookpark Rd, RSB 164 - Rm 115, Cleveland, OH 44135Directions
- Wade Park VAMC Branch10701 East Blvd, University Circle, Cleveland, OH 44106Directions
- Independence Branch4600 Rockside Rd, Independence, OH 44131Directions
- North Olmsted Branch28251 Lorain Rd, North Olmsted, OH 44070Directions
- Richmond Branch754 Richmond Rd, Richmond Heights, OH 44143Directions
- Strongsville Branch14244 Pearl Rd, Strongsville, OH 44136Directions
- Westlake Branch2207 Crocker Rd Ste D, Westlake, OH 44145Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.89% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.63% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.35% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio10.89%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.63%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.35%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Century Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.