Bank · FDIC insured
Community Savings Savings Rates
Top CarrotCommunity Savings’s best savings rate is 3.75% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Community Savings’s savings rates compare
Compared with banks and credit unions in Ohio, where Community Savings has the most branches. $10,000, best rate first.
This bank’s best
Community Savings
3.75%APY
- Minimum
- $25
- Earns on $10,000 a year
- $375
High Yield Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
Community Savings savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0003.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.75%APY
Personal accounts only. $2 monthly paper statement fee is waived with electronic statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Compounded daily, credited quarterly. $2 paper statement fee waived if enrolled in e-statements.$1 and up | 3.75% | $375 | Variable rate. Compounded daily, credited quarterly. $2 paper statement fee waived if enrolled in e-statements. |
Money Market
0.20%APY
Interest compounded monthly and credited monthly. Up to 6 debits/transfers per month. A minimum balance fee of $15.00 applies if the daily balance falls below $10,000.00 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.15% | — | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
| $10,000 – $24,999Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.20% | $20 | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
| $25,000 – $49,999Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.20% | — | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
| $50,000 – $99,999Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.23% | — | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
| $100,000 – $249,999Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.25% | — | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
| $250,000 and upMinimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. | 0.27% | — | Minimum balance fee of $15.00 imposed if balance falls below $10,000.00 any day of the month. |
Sources (3)
- mycommunitysavings.com/mychoice-money-market
- mycommunitysavings.com/wp-cont…ket-Account-03.18.24.pdf
- mycommunitysavings.com/current-rates
All captured Oct 6, 2026
My Choice Savings
0.15%APY
Preauthorized/automatic transfers limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upCompounded daily, credited quarterly. $2 monthly fee imposed if balance falls below $25 any day of the month.$1 and up | 0.15% | $15 | Compounded daily, credited quarterly. $2 monthly fee imposed if balance falls below $25 any day of the month. |
Special-purpose accounts
My Choice Club Account
0.20%APY
No withdrawals permitted before the end of the club term.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upInterest compounded and credited annually. No withdrawals permitted before the end of the club term.$5 and up | 0.20% | $20 | Interest compounded and credited annually. No withdrawals permitted before the end of the club term. |
My Super Savers
0.15%APY
Youth savings account designed for children with no monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upCompounded daily, credited quarterly. No monthly fees. Transfers limited to six per month.$1 and up | 0.15% | $15 | Compounded daily, credited quarterly. No monthly fees. Transfers limited to six per month. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.