Credit union · NCUA insured
Pathways Financial Credit Union
Top CarrotA $776.4M credit union headquartered in Columbus, OH, with 59,620 members and 12 branches in Ohio. Best rates: CDs 4.10% and savings 4.00% APY.
Pathways Financial Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#11 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pathways Financial Credit Union
Pathways Financial Credit Union is a member-owned credit union serving individuals, families, and businesses across Ohio and Kentucky.
- Headquarters
- 5665 N Hamilton Rd, Columbus, OH 43230
- NCUA charter
- 66376
Branches
12 branches in Ohio
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Ohio
12 branches
Columbus area · 7
- Main OfficeMain office5665 N Hamilton Rd, Columbus, OH 43230Directions
- Clintonville3454 N High St, Columbus, OH 43214Directions
- Columbus West750 Georgesville Rd, Columbus, OH 43228Directions
- Grandview1445 Goodale Blvd, Columbus, OH 43212Directions
- Whitehall5025 E Main St, Columbus, OH 43213Directions
- Delaware879 W William St, Delaware, OH 43015Directions
- Marysville121 Emmaus Rd, Marysville, OH 43040Directions
Dayton area · 2
- Beavercreek3562 Dayton Xenia Rd, Beavercreek, OH 45432Directions
- Englewood175 W Wenger Rd, Englewood, OH 45322Directions
Cincinnati area · 1
- Aberdeen1100 US Highway 52, Aberdeen, OH 45101Directions
Cleveland area · 1
- Seven Hills7435 Broadview Rd, Seven Hills, OH 44131Directions
Springfield area · 1
- Springfield1850 S Limestone St, Springfield, OH 45505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.84% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.08% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.00% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio10.84%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.08%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.00%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pathways Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.