Bank · FDIC insured
Monet Bank
A $3.2B bank, the 403rd largest of 4,207, headquartered in Plano, TX, with 6 branches in 3 states. Best rates: CDs 3.85% and savings 3.45% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.85%CD rates →
- Savings953.45%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Monet Bank
- Headquarters
- 6000 Legacy Dr, Plano, TX 75024
- FDIC certificate
- 32574 ↗
Branches
6 branches in 3 states
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Texas
3 branches
Dallas area · 2
- Monet BankMain office6000 Legacy Dr, Plano, TX 75024Directions
- Addison Branch15770 Dallas Pkwy, Dallas, TX 75248Directions
Houston area · 1
- Houston Branch2500 West Loop S, Houston, TX 77027Directions
California
2 branches
San Diego area · 1
- San Diego Branch8880 Rio San Diego Dr, San Diego, CA 92108Directions
San Francisco area · 1
- Walnut Creek Branch1631 N California Blvd, Walnut Creek, CA 94596Directions
Ohio
1 branch
- Beachwood Branch3311 Richmond Rd, Beachwood, OH 44122Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 31.69% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 25.76% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 4.06% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $50 | $88 | — |
- CapitalLeverage ratio31.69%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent25.76%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets4.06%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$50Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Monet Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.