Bank · FDIC insured
Monet Bank Savings Rates
Monet Bank’s best savings rate is 3.45% APY on $10,000, with its Statement Savings Accounts. Rates checked October 16, 2026.
How Monet Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Monet Bank has the most branches. $10,000, best rate first.
This bank’s best
Monet Bank
3.45%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $345
Statement Savings Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Monet Bank savings score
95
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.45%
- $10,000 balance$10,0003.45%
- $100,000 balance$100,0003.45%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monet Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings Accounts
3.45%APY
Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $500 for accounts opened in a retail branch and $1,000 for accounts opened online. Minimum balance necessary to obtain disclosed APY is $500.00. Quarterly minimum balance fee of $3.00 if daily balance drops below $500 any day of the quarter. Fee of $15.00 assessed if account is closed within 6 months of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Online rate. Online opening minimum is $1,000. Minimum balance to earn APY tier stated as $0.01+.Over $0 | 3.45% | $345 | Online rate. Online opening minimum is $1,000. Minimum balance to earn APY tier stated as $0.01+. |
Money Market Account
3.10%APY
No fixed terms or maturities. Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $1,000 for branch accounts and $2,500 for online accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. | 0.00% | — | Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. |
| $1,000 – $24,999Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. | 3.10% | $310 | Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. |
| $25,000 and upMonthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. | 3.35% | — | Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.