7 17 Credit Union High-Yield Savings & Money Market Rates

How 7 17 Credit Union’s savings rates compare

Compared with banks and credit unions near Youngstown, OH, where 7 17 Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
7 17 Credit Union
3.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$350
Velocity Savings
2nd-highest rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
3rd-highest rate
Bridge Credit Union
2.10%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$210
Bridge Credit Union rates

Compare savings rates near you →

77

Savings score

Higher than 44% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.08%
$10,000 balance$10,0000.08%
$100,000 balance$100,0002.20%
QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where 7 17 Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Ohio Homebuyer Plus Savings Account

7.17%APY$500 to open

Program in partnership with the Ohio Treasurer's Office. Must be an Ohio resident at least 18 years old whose primary residence is in Ohio. 7 17 Credit Union membership and Primary Savings Account required. Proceeds must be used within five years toward down payment/closing costs of an eligible primary residence in Ohio. Unused funds transfer to Primary Savings after 5 years. Variable rate.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 – $100,000Minimum balance to open, maintain account, and earn dividends is $500. Maximum balance is $100,000. Includes eligibility for $717 credit toward closing costs on an eligible 7 17 first mortgage.$500 – $100,000	7.17%	$717	Minimum balance to open, maintain account, and earn dividends is $500. Maximum balance is $100,000. Includes eligibility for $717 credit toward closing costs on an eligible 7 17 first mortgage.

Sources (1)

717cu.com/personal/checking-sa…ings/ohio-homebuyer-plus · captured Sep 17, 2026

High-Yield Money Market

0.08%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $25,000	0.08%	$8
$25,000 – $50,000	2.00%	—
$50,000 – $100,000	2.10%	—
$100,000 – $200,000	2.20%	—
$200,000 – $500,000	2.30%	—
$500,000 and up	4.00%	—

Sources (2)

All captured Oct 17, 2026

EZ Savings

0.08%APY

Club savings account. Dividends calculated by the daily balance method, compounded and paid quarterly. Earns dividends with balances of $50 or more.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	0.08%	$8

Sources (2)

All captured Sep 17, 2026

Membership Savings

0.08%APY$5 to open

Primary account ownership in credit union required. Dividends calculated by the daily balance method, compounded and credited quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	0.08%	$8

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

Youth Startup Savings Account

7.17%APYKids and teensPromotional

Primary account owner must be under 18 years of age; parents or guardians may be joint owners. Limit of one Youth Startup Savings Account per member. Must be opened in a branch; not available online. 7.17% APY applies to the first $1,000 on deposit, then current youth account savings rates apply to balances over $1,000. Funds automatically transfer to Primary Membership Savings on 18th birthday. Dividends paid quarterly. Variable rate.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Applies to the first $1,000 on deposit. Rate tier above $1,000 earns standard youth account savings rate.Up to $1,000	7.17%	—	Applies to the first $1,000 on deposit. Rate tier above $1,000 earns standard youth account savings rate.

Sources (2)

All captured Sep 17, 2026

Velocity Savings

Up to 3.50%APYAge limitsRequirements apply

High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Standard base tier or when monthly account requirements are not met.	0.08%	—	Standard base tier or when monthly account requirements are not met.
$5,000 and upRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month.	3.50%	$350	Requires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month.
$5,000 and upApplied when monthly account requirements are not met.	0.08%	$8	Applied when monthly account requirements are not met.

Sources (2)

All captured Sep 17, 2026

Christmas Club

0.08%APYClub

Club savings account. Funds are automatically deposited into Savings or Checking Account in October. No penalty for early withdrawal. Dividends calculated by the daily balance method, compounded and paid quarterly. Earns dividends with balances of $50 or more.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	0.08%	$8

Sources (2)

All captured Sep 17, 2026

IRA Savings Accounts

0.08%APYIRA

Available for Traditional and Roth IRAs. NCUA insured up to $250,000 separately. Must have earned income for Traditional IRA; MAGI limits apply for Roth IRA. Total combined contributions cannot exceed annual IRS maximums. Dividends compounded and credited quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	0.08%	$8

Sources (2)

All captured Sep 17, 2026

Who can join 7 17 Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who work, worship, or attend school in Trumbull, Mahoning, Columbiana, Portage, Stark, Summit, Geauga, Ashtabula, Cuyahoga, Lake, Medina, or Wayne counties are eligible for personal accounts.
Ohio residents can join 7 17 through complimentary membership in the American Consumer Council (ACC) established on their behalf.

Employers and groups

Employees or members of companies or organizations affiliated with 7 17 (Workplace Partners) are eligible for membership.

Family and household

Relatives of current 7 17 Members are eligible for membership.

Cost to join

American Consumer Council membership is established by 7 17 at no cost to the member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

How 7 17 Credit Union’s savings rates compare

7 17 Credit Union savings score

Current savings rates

Ohio Homebuyer Plus Savings Account

High-Yield Money Market

EZ Savings

Membership Savings

Special-purpose accounts

Youth Startup Savings Account

Velocity Savings

Christmas Club

IRA Savings Accounts

Who can join 7 17 Credit Union

Where you live or work

Employers and groups

Family and household

Cost to join