Credit union · NCUA insured
General Electric Credit Union
Top CarrotA $4.2B credit union, the 119th largest of 4,329, headquartered in Cincinnati, OH, with 317,371 members and 13 branches in 2 states. Best rates: CDs 4.25% and savings 4.25% APY.
General Electric Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#13 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About General Electric Credit Union
- Headquarters
- 10485 Reading Rd, Cincinnati, OH 45241-2523
- NCUA charter
- 68574
Branches
13 branches in 2 states
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Ohio
11 branches
- Reading RoadMain office10485 Reading Rd, Cincinnati, OH 45241Directions
- Blue Ash Professional Center11370 Reed Hartman Hwy, Blue Ash, OH 45241Directions
- Dent, OH5927 Harrison Ave, Cincinnati, OH 45248Directions
- Eastgate800 Eastgate South Drive, Cincinnati, OH 45245Directions
- Oakley3450 Madison Rd, Cincinnati, OH 45209Directions
- Fairfield5370 Dixie Hwy, Fairfield, OH 45014Directions
- South Lebanon Branch722 Corwin Nixon Blvd, Lebanon, OH 45036Directions
- Loveland/Symmes Twp10501 Loveland Madeira Rd, Loveland, OH 45140Directions
- Mason/West Chester6960 Tylersville Rd, Mason, OH 45040Directions
- Montgomery Branch11200 Montgomery Rd, Montgomery, OH 45249Directions
- Liberty Way7560 Foster Lane, West Chester, OH 45069Directions
Kentucky
2 branches
- Florence8659 US Highway 42, Florence, KY 41042Directions
- Highland Heights124 Marshall Ln, Highland Heights, KY 41076Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.52% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.35% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalNet worth ratio8.52%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.35%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of General Electric Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.