Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Massachusetts
- St. Mary's Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.40% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Membership eligibility required. Must maintain an average minimum balance per statement cycle of $1,000.00 to avoid a $10.00 monthly service charge. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly. $10.00 service fee per statement cycle if average balance falls below $1,000.00.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.30% $100,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit is $10.00. The rate may change after the account is opened. Avoid monthly maintenance fees by maintaining a minimum daily balance of $200.
Offer: Minimum opening deposit is $10.00. The rate may change after the account is opened. Avoid monthly maintenance fees by maintaining a minimum daily balance of $200.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - Reading Cooperative BankMoney Market Deposit AccountsMoney Market Deposit Accounts · $10 min · 0.05%–0.10% by balance
Bank · 13 branches
0.05%APY$5 a year on $10,000Requirements
Product: $12.00 monthly maintenance fee if minimum daily balance of $2,500.00 is not maintained. Minimum daily balance of $10 to earn Annual Percentage Yield. Account must be opened at a branch.
Offer: Bal.>$9.99 and <$2,500.00 to earn APY. Monthly maintenance fee of $12.00 if minimum daily balance of $2,500.00 is not maintained.
0.05% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.05% $2,500 – $10,000Bal.>$2,499.99 and <$10,000.00 to earn APY. 0.05% $10,000 – $25,000Your amountBal.>$9,999.99 and <$25,000.00 to earn APY. 0.05% $25,000 – $50,000Bal.>$24,999.99 and <$50,000.00 to earn APY. 0.05% $50,000 – $100,000Bal.>$49,999.99 and <$100,000.00 to earn APY. 0.05% $100,000 and upBal. $100,000 and More to earn APY. 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. $30.00 minimum opening deposit. $50.00 minimum balance to earn APY.
0.00% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $50 0.00% Up to $500 0.05% $500 – $5,000 0.05% $5,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounded quarterly. Minimum $25 in savings to open account/join credit union.
Offer: Compounded Quarterly.
0.05% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after the account is opened. Minimum deposit of $10 required to open account. $5.00 fee imposed every statement cycle if minimum daily balance for cycle falls below $1,000.
Offer: Minimum daily balance to earn APY is $10. $5 monthly fee assessed if average daily balance drops below $1,000.
$5 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Must be opened with funds not currently on deposit at Dedham Savings. Online statements required within 30 days of account opening, or account will revert to standard Statement Savings account at 0.05% APY for all balances. One account per client. Limited time offer. For ages 16+.
Offer: Rates guaranteed until 12/31/26, and subject to change thereafter. Minimum daily balance to earn APY is >$0. Must be opened with funds not currently on deposit at Dedham Savings. Online statements required within 30 days of account opening, or account will revert to standard Statement Savings account.
Promotional rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Start Up Savings Balance APY Up to $1,000 5.00% $1,000 and upYour amount 0.05% Rate checked
More details - Dedham SavingsPremium Money Market AccountPremium Money Market Account · $10 min · 0.05%–3.00% by balance
Bank · 14 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
Offer: Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer.
Promotional rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $99,999Your amount 0.05% $100,000 – $20,000,000Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after account is opened.
Offer: Minimum daily balance to earn APY is $10. Rate may change after account is opened.
Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Monthly maintenance fee applies when balance falls below minimum.
0.05% interest rate · $1 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Passbook is required for all in lobby withdrawals.
Offer: Monthly maintenance fee applies when balance falls below minimum.
0.05% interest rate · $1 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership share account requiring a $5.00 minimum balance to open and obtain APY. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 10 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches