Bank · FDIC insured
Winter Hill Bank Savings Rates
Winter Hill Bank’s best savings rate is 0.40% APY on $10,000, with its Prestige Money Market Deposit Account. Rates checked October 15, 2026.
How Winter Hill Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Winter Hill Bank has the most branches. $10,000, best rate first.
This bank’s best
Winter Hill Bank
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Prestige Money Market Deposit Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Winter Hill Bank savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Winter Hill Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Prestige Money Market Deposit Account
0.40%APY
Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle. A $10.00 fee will apply for each transaction in excess of 6. The minimum check withdrawal amount is $250.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.40% | $40 |
| $25,000 – $100,000 | 0.40% | — |
| $100,000 – $250,000 | 0.55% | — |
| $250,000 – $500,000 | 0.55% | — |
| $500,000 – $3,000,000 | 0.55% | — |
| $3,000,000 and up | 0.40% | — |
Sources (2)
All captured Oct 5, 2026
Passbook Money Market Deposit Account
0.10%APY
No longer offered. For more information please contact our Customer Service Department at 800-444-4300.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum balance to obtain APY: $10.00 to $999.99. | 0.05% | — | Minimum balance to obtain APY: $10.00 to $999.99. |
| $1,000 and upMinimum balance to obtain APY: $1,000 and over. | 0.10% | $10 | Minimum balance to obtain APY: $1,000 and over. |
Sources (1)
- winterhillbank.com/personal/savings-rates · captured Oct 5, 2026
Passbook Savings
0.05%APY
Passbook is required for all in lobby withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMonthly maintenance fee applies when balance falls below minimum.$10 and up | 0.05% | $5 | Monthly maintenance fee applies when balance falls below minimum. |
Statement Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMonthly maintenance fee applies when balance falls below minimum.$10 and up | 0.05% | $5 | Monthly maintenance fee applies when balance falls below minimum. |
Special-purpose accounts
Christmas Club
0.05%APY
Checks mailed during October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Kid’s Club
0.05%APY
Age requirements: 5 to 18 years old. Passbook account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.05% | $5 |
Sources (3)
- winterhillbank.com/personal/savings-mmda-and-cds
- winterhillbank.com/personal/sa…d-cds/kids-club-accounts
- winterhillbank.com/personal/savings-rates
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.