Bank · FDIC insured
Liberty Bank
Top CarrotA $9.4B bank, the 168th largest of 4,207, headquartered in Middletown, CT, with 51 branches in 2 states. Best rates: CDs 4.25% and savings 2.00% APY.
Liberty Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#9 of 41 in Hartford, CT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Liberty Bank
Established in 1825, Liberty Bank operates over 50 banking offices across Connecticut and Massachusetts as a wholly owned subsidiary of the mutual holding company Liberty Financial Corporation.
- Headquarters
- 245 Long Hill Rd, Middletown, CT 06457
- FDIC certificate
- 17943 ↗
Branches
51 branches in 2 states
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Connecticut
50 branches
Hartford area · 29
- Liberty BankMain office245 Long Hill Rd, Middletown, CT 06457Directions
- Avon Branch27 Dale Rd, Avon, CT 06001Directions
- Berlin Branch1169 Farmington Ave, Berlin, CT 06037Directions
- Bloomfield Office Branch782 Park Ave, Bloomfield, CT 06002Directions
- Clinton Branch8 E Main St, Clinton, CT 06413Directions
- Cromwell Cobblestone Branch72 Berlin Rd, Cromwell, CT 06416Directions
- Cromwell Main Branch534 Main St, Cromwell, CT 06416Directions
- Deep River Branch151 Main St, Deep River, CT 06417Directions
- Durham Branch357 Main St, Durham, CT 06422Directions
- East Hampton Branch2 W High St, East Hampton, CT 06424Directions
- Glastonbury Branch64 Oak St, Glastonbury, CT 06033Directions
- Granby Branch11 Hartford Ave, Granby, CT 06035Directions
- Higganum Branch26 Killingworth Rd, Higganum, CT 06441Directions
- Mansfield Branch1132 Storrs Rd, Mansfield, CT 06268Directions
- Marlborough Branch26 E Hampton Rd, Marlborough, CT 06447Directions
- Middlefield Branch486 Main St, Middlefield, CT 06455Directions
- Middletown South Main Branch460 S Main St, Middletown, CT 06457Directions
- Washington Street Branch827 Washington St, Middletown, CT 06457Directions
- Moodus Branch29f Palmer Rd, Moodus, CT 06469Directions
- New Britain Branch747 Farmington Ave, New Britain, CT 06053Directions
- Newington Branch1300 Main St, Newington, CT 06111Directions
- Old Saybrook Branch90 Main St, Old Saybrook, CT 06475Directions
- Plainville Branch48 East St, Plainville, CT 06062Directions
- Portland Branch245 Main St, Portland, CT 06480Directions
- Rocky Hill Branch1901 Silas Deane Hwy, Rocky Hill, CT 06067Directions
- Simsbury Bank And Trust Branch981 Hopmeadow St, Simsbury, CT 06070Directions
- Southington Branch60 N Main St, Southington, CT 06489Directions
- West Hartford Branch970 Farmington Ave, West Hartford, CT 06107Directions
- Wethersfield Branch171 Silas Deane Hwy, Wethersfield, CT 06109Directions
Norwich area · 9
- Colchester Branch219 S Main St, Colchester, CT 06415Directions
- East Lyme Branch314 Flanders Rd, East Lyme, CT 06333Directions
- Groton Branch597 Long Hill Rd, Groton, CT 06340Directions
- Mystic Branch27 Coogan Blvd, Mystic, CT 06355Directions
- Norwich Branch77 Salem Tpke, Norwich, CT 06360Directions
- Quaker Hill Branch30 Norwich Rd, Quaker Hill, CT 06375Directions
- Waterford Branch165 Boston Post Rd, Waterford, CT 06385Directions
- Gateway Commons Branch1703 Main St, Willimantic, CT 06226Directions
- Willimantic Main Branch679 Main St, Willimantic, CT 06226Directions
New Haven area · 7
- Hamden Branch2518 Whitney Ave, Hamden, CT 06518Directions
- Madison Branch859 Boston Post Rd, Madison, CT 06443Directions
- Main Street Branch852 E Main St, Meriden, CT 06450Directions
- Amity Branch1475 Whalley Ave, New Haven, CT 06515Directions
- College Street New Haven Branch153 College St, New Haven, CT 06510Directions
- North Haven Branch174 Washington Ave, North Haven, CT 06473Directions
- Wallingford Branch909 N Colony Rd, Wallingford, CT 06492Directions
Waterbury area · 5
- Cheshire Branch160 Highland Ave, Cheshire, CT 06410Directions
- Derby Branch49 Pershing Dr, Derby, CT 06418Directions
- Naugatuck Church Street Branch333 Church St, Naugatuck, CT 06770Directions
- Seymour Branch249 West St, Seymour, CT 06483Directions
- Waterbury Branch1030 Hamilton Ave, Waterbury, CT 06706Directions
Massachusetts
1 branch
- Shaker Road Branch94 Shaker Road, East Longmeadow, MA 01028Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.37% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.32% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio13.37%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.32%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Liberty Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.