Bank · FDIC insured
Liberty Bank Savings Rates
Top CarrotLiberty Bank’s best savings rate is 2.00% APY on $10,000, with its Money Market Special. Rates checked October 22, 2026.
How Liberty Bank’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
2.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $200
Money Market Special
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Liberty Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.75%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship High Yield Savings
0.05%APY
Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000 | 0.05% | $5 | |
| $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. | 2.25% | — | With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. |
| $15,000 – $50,000 | 1.75% | — | |
| $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. | 2.50% | — | With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. |
| $50,000 – $100,000 | 2.00% | — | |
| $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. | 3.50% | — | With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. |
| $100,000 – $250,000 | 3.00% | — | |
| $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. | 3.85% | — | With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. |
| $250,000 and up | 3.35% | — |
Sources (2)
All captured Oct 15, 2026
Overdraft Savings
0.05%APY
Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $75,000 | 0.10% | — |
| $75,000 and up | 0.15% | — |
Sources (1)
- liberty-bank.com/personal/banking/savings · captured Oct 15, 2026
Cinch Savings
0.05%APY
Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.10% | — |
Sources (1)
- liberty-bank.com/personal/banking/savings · captured Oct 15, 2026
Special-purpose accounts
Money Market Special
2.00%APY
Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 2.00% | $200 |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 – $250,000 | 2.75% | — |
| $250,000 and up | 3.00% | — |
Sources (1)
- liberty-bank.com/personal/banking/money-market · captured Oct 22, 2026
Money Maker
0.05%APY
Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.05% | — |
| $50,000 – $100,000 | 0.20% | — |
| $100,000 – $150,000 | 0.20% | — |
| $150,000 – $200,000 | 0.25% | — |
| $200,000 and up | 0.30% | — |
Sources (1)
- liberty-bank.com/personal/banking/money-market · captured Oct 22, 2026
Health Savings Accounts
0.30%APY
Must have a high-deductible health plan (HDHP) or eligible ACA Bronze or Catastrophic Plan, not enrolled in another non-qualified health plan or Medicare, at least 18 years old and not claimed as a dependent. No minimum balance and no annual or monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $5,000 | 0.20% | — |
| $5,000 and up | 0.30% | $30 |
Sources (1)
- liberty-bank.com/personal/banking/hsa · captured Oct 15, 2026
Club Savings
0.05%APY
Make regular deposits and balance plus interest is mailed by check in October. Avoid $2 monthly paper statement fee with eStatements. If owner under 16, must be joint with parent/guardian.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $75,000 | 0.15% | — |
| $75,000 and up | 0.15% | — |
Sources (1)
- liberty-bank.com/personal/banking/savings · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.