Credit union · NCUA insured
Alltrust Credit Union Savings Rates
Alltrust Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings. Rates checked October 15, 2026.
How Alltrust Credit Union’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where Alltrust Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Kasasa Saver
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
3rd-highest rate
Arise Financial
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $330
Alltrust Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alltrust Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.05%APY
Membership share account requiring a $5.00 minimum balance to open and obtain APY. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Savings Supreme
0.02%APY
Tiered-rate savings account. Minimum balance of $5,000.00 required to open and obtain advertised APY. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $10,000 | 0.02% | — |
| $10,000 – $25,000 | 0.02% | $2 |
| $25,000 – $50,000 | 0.02% | — |
| $50,000 – $75,000 | 0.05% | — |
| $75,000 – $100,000 | 0.05% | — |
| $100,000 and up | 0.05% | — |
Kasasa Saver
0.00%APY on $10,000
Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires meeting checking qualification criteria during each Monthly Qualification Cycle (12 debit card purchases, 1 direct deposit or ACH credit, and enrollment in e-statements). Limit 1 account per tax identification number. Not for commercial purposes.
| Part of the balance | Rate on that part |
|---|---|
| Over $100,000 | 0.35% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- alltrustcu.org/accounts/checking-accounts
- alltrustcu.org/accounts/savings-accounts
- alltrustcu.org/rates
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Requires a $5.00 Regular Savings account. Minimum balance of $25.00 required to open account and obtain advertised APY. Funds are disbursed on November 1. Dividends compounded quarterly. Cannot be combined with any other offer. Transaction limitations apply. Pay no monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRequires a $5.00 Regular Savings account. Dividends compounded quarterly.$25 and up | 0.05% | $5 | Requires a $5.00 Regular Savings account. Dividends compounded quarterly. |
IRA Savings
0.05%APY
Available in Traditional (contributions may be tax-deductible with taxable compensation, no age limit) and Roth (contributions made after tax, tax-free qualified withdrawals, no age limit) structures. $25.00 minimum balance required to open account and obtain APY. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Sources (2)
All captured Oct 15, 2026
Youth Savings
0.05%APY
Available to members age 17 and younger. At age 13, youth members can open a Youth Checking account with parent or guardian. Eligible to open a 12-Month College Savers Certificate. Eligible for the Alltrust Credit Union Annual College Scholarship.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Who can join Alltrust Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, or attends school in Bristol, Barnstable, Dukes, Nantucket, Norfolk, and Plymouth counties in Massachusetts.
- Membership is open to everyone who lives, works, or attends school in all cities and towns in Rhode Island.
Family and household
- All family members of existing members qualify for membership.
Cost to join
- To join, a deposit of $5 in a Regular Savings Account is required.
Membership information collected October 5, 2026.